80 Brenda Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 80 Brenda Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,920 sqft · built 2021
Lot Size	0.312 acres (13,591 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Jan 2020)
Tax Bill	$22,821 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16060-000-0080`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16060-000-0080`
Alternative APN	`1057460`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,920 sqft Living Area
Gross Area	5,806 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	16 ft deep x 8.5 ft wide
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1057460
Street Address	80 BRENDA LN
City	INLET BEACH
State	FL
Zip	32461-8150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 SEASCAPE S/D PB 4-4 OR 2159-37 OR 2908-1492 OR 3113-3981 OR 3130-4253
Legal Range	18W
Legal Township	03S
Legal Section	27
Legal Subdivision	SEASCAPE S/D
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

80 Brenda Ln is owned by an individual who bought it in January 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	1240 FAIRWAY ST, BOWLING GREEN, KY 42103-2463
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit FRANKLIN BANK & TRUST CO
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
Jan 22, 2020	Warranty Deed, Transfer · Commercial Mortgage AMERICAN BANK & TRUST CO
Aug 5, 2019	Warranty Deed, Transfer COASTAL TITLE, COASTAL TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on File
Deed Sale	Jan 22, 2020 · Amount on File
Prior Sale	Aug 5, 2019 · Amount on File
Deed Document Number	20200002296
Deed Book / Page	3130 / 4253
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	80 BRENDA LN, INLET BEACH, FL 32461-8150
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 FAIRWAY ST, BOWLING GREEN, KY 42103-2463

Mortgage

Document Number	0032991066
Date	Aug 17, 2023
Book Page	3299/1066
Instrument	20230029514

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	FRANKLIN, KY 42135

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	80 BRENDA LN, INLET BEACH, FL 32461-8150
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 MOUNT AYR CIR, BOWLING GREEN, KY 42103-4708

Mortgage

Document Number	0031730192
Date	Dec 10, 2020
Book Page	3173/192
Instrument	20200050922

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 22, 2020
Property Address	80 BRENDA LN, INLET BEACH, FL 32461-8150
Document Number	0031304253
Book / Page	3130 / 4253
Map Reference	MB 4 PG 4
Instrument Date	Jan 15, 2020
Instrument	20200002296
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	613 CRESCENT CIR, 613, RIDGELAND, MS 39157-8635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 FAIRWAY ST, BOWLING GREEN, KY 42103-2463

Mortgage

Document Number	0031304254
Date	Jan 22, 2020
Instrument	3130/4254

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 5, 2019
Property Address	80 BRENDA LN, INLET BEACH, FL 32461-8150
Document Number	0031133981
Book / Page	003113 / 003981
Instrument Date	Jul 23, 2019
Instrument	26513
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	COASTAL TITLE, COASTAL TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$4,375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 CRESCENT CIR RIDGELAND MS 391578635, RIDGELAND, MS 39157-8635

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,498,457 Land $1,190,000 Building $1,308,457	$2,498,457 Land $1,190,000 Building $1,308,457
2024	$22,821.00 (+3.63%)
2023	$22,021.00 (+10.26%)	$2,498,457 (+15.24%) Land $1,190,000 Building $1,308,457	$2,498,457 (+15.24%) Land $1,190,000 Building $1,308,457
2022	$19,971.00	$2,168,107 Land $656,082 Building $1,512,025	$2,168,107 Land $656,082 Building $1,512,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 80 Brenda Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 80 Brenda Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Wildstar Networks.

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