80 Black Oak Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 80 Black Oak Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 920 sqft · built 1988
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Company Names on Record
Last Sale	$124,500 (Aug 2018)
Tax Bill	$907 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456002663928000`

Property Details

APN / Parcel Number

Primary APN	`456002663928000`
Alternative APNs	`48312` `63405`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	920 sqft Heated Area
Gross Area	1,490 sqft
1st Floor Area	920 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,192 sqft (1.29 acres)
Lot Dimensions	237 ft deep x 259 ft wide
Porch	Slab
Porch Area	257 sqft
Deck Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	63405
Street Address	80 BLACK OAK LN
City	MURPHY
State	NC
Zip	28906-6185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 OLD DAVIDSON PLACE 1594/601
Legal Subdivision	OLD DAVIDSON PLACE
Legal Lot Number	7
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1036
Census Tract	930603

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	80 BLACK OAK LN, MURPHY, NC 28906-6185
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 28, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on Record
Deed Sale	Aug 28, 2018 · Amount on Record
Prior Sale	Jan 30, 2007 · Amount on Record
Deed Document Number	20184111
Deed Book / Page	1594 / 601
Last Transfer Date	Aug 13, 2024
Transfer Doc	001762/390
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	80 BLACK OAK LN, MURPHY, NC 28906-6185
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001664/735
Date	Nov 16, 2020
Book Page	1664/735
Instrument	6965

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 28, 2018
Property Address	80 BLACK OAK LN, MURPHY, NC 28906-6185
Document Number	01594/0601
Book / Page	01594 / 0601
Instrument Date	Aug 23, 2018
Instrument	04111
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8141 NW 43RD LN, 8141, OCALA, FL 34482-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 BLACK OAK LN, MURPHY, NC 28906-6185

Mortgage

Document Number	0000004112
Date	Aug 28, 2018
Instrument	04112

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00	$125,160 (-)	$125,160 (-) Land $10,000 Building $115,160
2023		$125,160	$125,160 Land $10,000 Building $115,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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