Okaloosa County property record for 80 Baywinds Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,770 sqft · built 2002 |
| Lot Size | 0.592 acres (25,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Feb 2020) |
| Tax Bill | $5,368 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4296-2 |
| Primary APN | C56-000-589-4296-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,770 sqft Heated Area |
| Gross Area | 3,591 sqft |
| 1st Floor Area | 2,770 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 25,820 sqft (0.592 acres) |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Porch | Open Porch |
| Porch Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 80 BAYWINDS DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYWINDS GOLF EST PH II LOT 34 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | BAYWINDS GOLF EST PH II |
| Legal Phase | 2 |
| Legal Lot Number | 34 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23308 |
80 Baywinds Dr is owned and occupied by two individuals who acquired it in October 2020.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 80 BAYWINDS DR, DESTIN, FL 32541-3749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2020 | Correction Deed ALLURE TITLE COMPANY, ALLURE TITLE CO |
| Feb 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2020 · Amount on File |
| Deed Sale | Feb 20, 2020 · Amount on File |
| Prior Sale | Feb 20, 2020 · Amount on File |
| Deed Document Number | 0034450300 |
| Deed Book / Page | 3445 / 300 |
| Last Transfer Date | Oct 5, 2020 |
| Transfer Doc | 0034962144 |
| Record Updated | Jun 8, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 5, 2020 |
| Property Address | 80 BAYWINDS DR, DESTIN, FL 32541-3749 |
| Document Number | 0034962144 |
| Book / Page | 003496 / 002144 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 3396006 |
| Record Updated | Oct 28, 2020 |
| Title Company | ALLURE TITLE COMPANY, ALLURE TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4281 LAKEVIEW DR CRESTVIEW FL 325398061, CRESTVIEW, FL 32539-8061 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 20, 2020 |
| Property Address | 80 BAYWINDS DR, DESTIN, FL 32541-3749 |
| Document Number | 0034450300 |
| Book / Page | 3445 / 300 |
| Map Reference | MB 14 PG 9 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 3338783 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1323 SE 17TH ST, 1323, FORT LAUDERDALE, FL 33316-1707 |
| Name | Verified Name |
|---|---|
| Address | 80 BAYWINDS DR, DESTIN, FL 32541-3749 |
| Document Number | 0034450302 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 3445/0302 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 80 Baywinds Dr was $5,368 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,368.00 Homeowner's exemption | $548,089 | $682,726 Land $179,548 Building $503,178 |
| 2023 | $5,102.00 (+2.2%) Homeowner's exemption | $517,128 (+3%) | $717,681 (+7.28%) Land $162,914 Building $554,767 |
| 2022 | $4,992.00 Homeowner's exemption | $502,066 | $668,953 Land $148,103 Building $520,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 80 Baywinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1995–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · other causes |
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2002) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 80 Baywinds Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wildstar Networks.
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