Buncombe County property record for 80 Bailey Rd, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,026 sqft · built 2008 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,317 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 645729-2020-202 |
| Primary APN | 645729-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,026 sqft Living Area |
| Gross Area | 2,554 sqft |
| 1st Floor Area | 2,026 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,640 sqft (0.91 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 28 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 645729-2020-202 |
|---|---|
| Street Address | 80 BAILEY RD |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-2772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | SUBDIV: H T OSBORNE BLOCK: LOT: PT 16 & B SECTION: PLAT: 0075-0118 |
| Legal Subdivision | H T OSBORNE |
| Legal Tract | B |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | UPPER HOMINY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 2402 |
Source: Buncombe County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1394, CANDLER, NC 28715-1394 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 16, 2007 |
| Transfer Doc | 0044950027 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 80 BAILEY RD, CANDLER, NC 28715-8329 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0061361554 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 6136/1554 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 80 BAILEY RD, CANDLER, NC 28715-8329 |
| Document Number | 0058420643 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 80 BAILEY RD CANDLER NC 287158329, CANDLER, NC 28715-8329 |
| Document Number | 0058420643 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 005842/000643 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 80 BAILEY RD, CANDLER, NC 28715-8329 |
| Document Number | 0057181203 |
| Instrument Date | Nov 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 80 BAILEY RD CANDLER NC 287158329, CANDLER, NC 28715-8329 |
| Document Number | 0057181203 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 005718/001203 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 7, 2033 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,317.00 (+12.15%) | $324,100 (-) Land $34,100 Building $290,000 | $324,100 (-) Land $34,100 Building $290,000 |
| 2024 | $2,066.00 (+3.2%) | ||
| 2023 | $2,002.00 | $324,100 | $324,100 (-) Land $49,100 Building $275,000 |
| 2021 | $324,100 Land $34,100 Building $290,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2021 · Remnants Of Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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