8 Zoar St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 8 Zoar St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,138 sqft · built 2002
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$301,000 (Apr 2018)
Tax Bill	$5,922 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-025-00192`

Property Details

APN / Parcel Number

Primary APN	`45-025-00192`
Alternative APN	`WORC M:45 B:025 L:00192`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
Gross Area	2,293 sqft
1st Floor Area	1,138 sqft
Basement Area	860 sqft
Unfinished Basement	860 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	45-025-00192
Street Address	8 ZOAR ST
City	WORCESTER
State	MA
Zip	01604-3573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	25
Legal Lot Number	192
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1009
Census Tract	732802

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 ZOAR ST, WORCESTER, MA 01604-3573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2024	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Dec 11, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 18, 2018	Quit Claim Deed, Transfer CENTRAL ONE FCU
Jun 29, 2017	Foreclosure RAYMOND C GREEN & CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Book / Page	58677 / 226
Last Transfer Date	Dec 5, 2025
Transfer Doc	072952-245
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	8 ZOAR ST, WORCESTER, MA 01604-3573
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071128-342
Date	Oct 8, 2024
Book Page	71128/342
Instrument	82481

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 11, 2025
Property Address	8 ZOAR ST, WORCESTER, MA 01604-3573
Document Number	072952-245
Book / Page	72952 / 245
Instrument Date	Dec 5, 2025
Instrument	108382
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ZOAR ST, WORCESTER, MA 01604-3573

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 18, 2018
Property Address	8 ZOAR ST, WORCESTER, MA 01604-3573
Document Number	58677-226
Book / Page	58677 / 226
Instrument	35809
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.02
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ZOAR ST, WORCESTER, MA 01604-3573

Mortgage

Document Number	586770229
Date	Apr 18, 2018
Instrument	58677/0229

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Interest

Rate	4%
Max Rate At Change	50.1%
Max Rate	2.25%

June 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WORCESTER MA
Recording Date	Jun 29, 2017
Property Address	8 ZOAR ST, WORCESTER, MA 01604-3573
Document Number	57345-48
Book / Page	057345 / 000048
Instrument Date	Mar 31, 2017
Instrument	68554
Transaction Type	Foreclosure
Record Updated	Jul 18, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$761.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	291 MAIN ST NORTHBOROUGH MA 015321648, NORTHBOROUGH, MA 01532-1648
Investor	Possibly a Property Investor

Mortgage

Document Number	57345-54
Date	Jun 29, 2017
Book Page	057345/000054
Instrument	68556

Lender

Name	RAYMOND C GREEN & CO

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,922.00 (+1.96%)	$445,900 (+1.27%) Land $116,400 Building $329,500	$478,739 (+5.1%)
2025	$5,808.00 (+5.31%)	$440,300 (+14.48%) Land $110,800 Building $329,500	$455,525 (+5.85%)
2024			$430,350
2023	$5,515.00	$384,600 Land $96,300 Building $288,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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