8 Winegarden Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 8 Winegarden Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,592 sqft · built 1990
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$234,400 (Aug 2017)
Tax Bill	$4,214 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A902000345`

Property Details

APN / Parcel Number

Primary APN	`A902000345`
Alternative APN	`2-113A-6504-00-074E.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	3,308 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	720 sqft
Unfinished Basement	216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	110 sqft
Deck Area	Deck Area
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A902000345
Street Address	8 WINEGARDEN CT
City	O FALLON
State	MO
Zip	63368-6038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN CHIMNEYS VLG E PLUM GROVE LOT 74E
Legal Subdivision	TWIN CHIMNEYS VLG E PLUM GROVE
Legal Lot Number	74E
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2007
Census Tract	311154

Owner

8 Winegarden Ct is owned and occupied by two individuals who acquired it in September 2022.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 WINEGARDEN CT, O FALLON, MO 63368-6038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Oct 3, 2022	Beneficiary Deed, Transfer
Aug 11, 2017	Quit Claim Deed, Transfer PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on File
Deed Sale	Aug 11, 2017 · Amount on File
Prior Sale	Mar 27, 2013 · Amount on File
Deed Document Number	2017504770
Deed Book / Page	6790 / 540
Last Transfer Date	Sep 30, 2022
Transfer Doc	0000053919
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 24, 2026
Property Address	8 WINEGARDEN CT, O FALLON, MO 63368-6038
Document Number	0000019059
Instrument Date	Apr 20, 2026
Instrument	202619059
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WINEGARDEN CT, O FALLON, MO 63368-6038

Mortgage

Document Number	0000019059,
Date	Apr 24, 2026
Instrument	202619059

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 3, 2022
Property Address	8 WINEGARDEN CT, O FALLON, MO 63368-6038
Document Number	0000053919
Map Reference	MB 29 PG 49&50
Instrument Date	Sep 30, 2022
Instrument	2022R-053919
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 WINEGARDEN CT, 8, O FALLON, MO 63368-6038

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8 WINEGARDEN CT, O FALLON, MO 63368-6038

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 11, 2017
Property Address	8 WINEGARDEN CT, O FALLON, MO 63368-6038
Document Number	0067900540
Book / Page	006790 / 000540
Instrument Date	Dec 16, 2016
Instrument	504770
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 WINEGARDEN CT O FALLON MO 633686038, O FALLON, MO 63368-6038

Mortgage

Document Number	67900544
Date	Aug 11, 2017
Book Page	006790/000544
Instrument	504780

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8 Winegarden Ct was $4,214, up 7.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,630 (-)	$345,422 (-) Building $345,422
2025	$4,214.00 (+7.12%)	$65,630	$345,422 Building $345,422
2024	$3,934.00
2023		$59,468
2022			$312,988 Land $45,000 Building $267,988

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Winegarden Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8 Winegarden Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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