Stephens County property record for 8 Williams St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,416 sqft · built 1943 |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $47,500 (Mar 1997) |
| Tax Bill | $620 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T21 060 |
| Primary APN | T21 060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,416 sqft Heated Area |
| Basement Area | 1,416 sqft |
| Unfinished Basement | 1,416 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 23,522 sqft (0.539 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
|---|---|
| Porch Area | 691 sqft |
| Deck Area | 629 sqft |
| Patio Area | 16 sqft |
| Canopy | 1,072 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 719250 |
|---|---|
| Street Address | 8 WILLIAMS ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | PT LOT 7 L M COLLINS S/D |
| Legal Subdivision | L M COLLINS S/D |
| Legal Lot Number | 7 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 970302 |
Source: Stephens County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 WILLIAMS ST, TOCCOA, GA 30577-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Sep 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Jul 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MTG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 1997 · Amount on Record |
| Deed Sale | Mar 13, 1997 · Amount on Record |
| Deed Document Number | 0000003671 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 8 WILLIAMS ST, TOCCOA, GA 30577-3506 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8 WILLIAMS ST, TOCCOA, GA 30577-3506 |
| Document Number | 0013290000000248 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 0000001329/0000000248 |
| Instrument | 2023000588 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 8 WILLIAMS ST, TOCCOA, GA 30577-3506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8 WILLIAMS ST, TOCCOA, GA 30577-3506 |
| Document Number | 0012680000000269 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 0000001268/0000000269 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 8 WILLIAMS ST, TOCCOA, GA 30577-3506 |
| Document Number | 0011840418 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 8 WILLIAMS ST TOCCOA GA 305773506, TOCCOA, GA 30577-3506 |
| Document Number | 0011840418 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 001184/000418 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2029 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $620.00 (-49.96%) Homeowner's exemption Senior Citizen's exemption | $55,234 (+50.38%) Land $1,908 Building $53,326 | $138,085 (+50.38%) Land $4,769 Building $133,316 |
| 2023 | $1,239.00 (+21.83%) | $36,730 (+27.7%) Land $1,908 Building $34,822 | $91,825 (+27.7%) Land $4,769 Building $87,056 |
| 2022 | $1,017.00 | $28,763 Land $1,908 Building $26,855 | $71,907 Land $4,769 Building $67,138 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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