Cabell County property record for 8 Waterside Cir, Ona, WV 25545
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,133 sqft · built 2021 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $685,000 (Jul 2023) |
| Tax Bill | $4,195 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-10-0018.0003 |
| Primary APN | 01-10-0018.0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,133 sqft Living Area |
| 1st Floor Area | 4,029 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,326 sqft (0.26 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8 WATERSIDE CIR |
|---|---|
| City | ONA |
| State | WV |
| Zip | 25545-1149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BRECKEN RIDGE SUB 8 WATERSIDE CIR ONA C/F 10/18 & 10/19 2021 TAX YR |
| Legal Subdivision | BRECKEN RIDGE SUB |
| Legal Lot Number | 8 |
| Jurisdiction | CABELL WV |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 10600 |
Source: Cabell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 626, CHAPMANVILLE, WV 25508-0626 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jul 10, 2020 | Deed of Trust, Mortgage · ARM WESBANCO BANK INC |
| Mar 4, 2024 | Deed, Transfer |
| Jul 18, 2023 | Deed, Transfer |
| Jun 5, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Prior Sale | Jun 5, 2020 · Amount on Record |
| Deed Document Number | 20236172311 |
| Deed Book / Page | 1486 / 60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABELL WV |
| Property Address | 8 WATERSIDE CIR, ONA, WV 25545-1149 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002786/600 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 2786/600 |
| Instrument | 6066535 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | Mar 4, 2024 |
| Property Address | 8 WATERSIDE CIR, ONA, WV 25545-1149 |
| Document Number | 001498/431 |
| Book / Page | 1498 / 431 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 6193456 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $176.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | Jul 18, 2023 |
| Property Address | 8 WATERSIDE CIR, ONA, WV 25545-1149 |
| Document Number | 0001486/60 |
| Book / Page | 1486 / 60 |
| Map Reference | DB 1421 PG 674 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 6172311 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,767.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | Jun 5, 2020 |
| Property Address | 8 WATERSIDE CIR, ONA, WV 25545-1149 |
| Document Number | 001421/674 |
| Book / Page | 1421 / 674 |
| Map Reference | DB 1316 PG 317 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 6063192 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 GREYSTONE LN, HURRICANE, WV 25526-9161 |
Source: Cabell County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Cabell County |
| Unified School District | Cabell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,195.00 (+16.01%) | $309,600 (+17.11%) Land $61,080 Building $248,520 | $516,000 (+17.11%) Land $101,800 Building $414,200 |
| 2025 | $3,616.00 (+4.18%) | $264,360 (+4.61%) Land $55,800 Building $208,560 | $440,600 (+4.61%) Land $93,000 Building $347,600 |
| 2023 | $3,471.00 (+9.77%) | $252,720 (+10.49%) Land $46,080 Building $206,640 | $421,200 (+10.49%) Land $76,800 Building $344,400 |
| 2022 | $3,162.00 | $228,720 Land $36,300 Building $192,420 | $381,200 Land $60,500 Building $320,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Heavy & Wind Driven Rain, High Winds,flooding,slides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 44% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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