8 W Main St, Carnegie, OK 73015 Property Records

Caddo County property record for 8 W Main St, Carnegie, OK 73015

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,500 sqft · built 1910
Lot Size0.075 acres (3,267 sqft)
Owner2 Individual Names on File
Tax Bill$180 (2025)
Deeds & MortgagesDec 2023 Mortgage
Jul 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN19721

Property Details

APN / Parcel Number

Primary APN19721
Alternative APN
  • 0460-05-028-004-3-412-00

Interior

Stories1 Story
Building Area1,500 sqft Total Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick
Fire ResistanceMasonry Walls, Wood Interior
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area3,267 sqft (0.075 acres)
Lot Dimensions130 ft deep x 25 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number19721
Street Address8 W MAIN ST
CityCARNEGIE
StateOK
Zip73015
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLT 4, BLK 28 CARNEGIE OT
Legal SubdivisionCARNEGIE OT
Legal Block28
Legal Lot Number4
JurisdictionCADDO OK
Township / Civil DivisionCARNEGIE
Census Block Group3
Census Block3049
Census Tract161800

Owner

8 W Main St, a commercial property, is owned by two individuals.

Source: Caddo County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1028, CARNEGIE, OK 73015-1028
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Deed of Trust, Mortgage · Commercial Mortgage
BLUE SKY BANK
Jul 30, 2018Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF WEATHERFORD
Sep 23, 2019Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCADDO OK
Property Address8 W MAIN ST, CARNEGIE, OK 73015
Transaction TypeMortgage
Record UpdatedFeb 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003285/93
DateDec 20, 2023
Book Page3285/93
Instrument202300007489
Lender
NameBLUE SKY BANK
TypeBank
AddressTULSA, OK 74103
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueDec 1, 2024

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCADDO OK
Property Address8 W MAIN ST, CARNEGIE, OK 73015
Transaction TypeMortgage
Record UpdatedMar 11, 2022
Title CompanyBAILEY'S ABSTRACT AND TITLE, BAILEYS ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003100/744
DateJul 30, 2018
Book Page3100/744
Instrument201800006101
Lender
NameFIRST NATIONAL BANK OF WEATHERFORD
TypeBank
AddressCORDELL, OK 73632
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJul 27, 2019
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCADDO OK
Property Address8 W MAIN ST, CARNEGIE, OK 73015
Transaction TypeMortgage
Record UpdatedMar 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003143/193
DateSep 23, 2019
Book Page3143/193
Instrument201900005451
Lender
NameFIRST NATIONAL BANK & TRUST CO
TypeBank
AddressCORDELL, OK 73632
Agreement
TypeLine of Credit
AmountAmount on Record
Term11 Months
DueAug 26, 2020
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 8 W Main St was $180.

Source: Caddo County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCaddo County
MunicipalityCarnegie Town
Unified School DistrictCarnegie Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,975 (+5%) Land $40 Building $1,935$17,952 (-51.51%) Land $361 Building $17,591
2025$180.00$1,881 (+5.03%) Land $38 Building $1,843$37,020 (-0.94%) Land $2,600 Building $34,420
2024$180.00 (+11.11%)$1,791 (+4.98%) Land $36 Building $1,755$37,370 (+15.5%) Land $2,600 Building $34,770
2023$162.00$1,706 Land $27 Building $1,679$32,355 Land $2,600 Building $29,755

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 W Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCADDO CO RWD #3
serves 3,900 people · EPA ID OK2000816
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Carnegie Telephone Company
Fiber · Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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