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8 W 81st St, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 8 W 81st St, Harvey Cedars, NJ 08008

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 680 sqft · built 1926
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Jul 2020)
Tax Bill$4,806 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN10-00065-0000-00007-01

Property Details

APN / Parcel Number

Primary APN10-00065-0000-00007-01
Alternative APNs
  • 10000650000000070001
  • 11020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area680 sqft Living Area
1st Floor Area680 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleOld Style
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchOpen Porch

Location & Zoning

Account Number11020
Street Address8 W 81ST ST
CityHARVEY CEDARS
StateNJ
Zip08008-5930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGB
Legal Description50X100
Legal Block65
Legal Lot Number7.1
JurisdictionOCEAN NJ
Township / Civil DivisionHARVEY CEDARS
Census Block Group2
Census Block2011
Census Tract738100

Owner

8 W 81st St is owned by two individuals who bought it in July 2020.

Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address49 CLEVELAND RD, CALDWELL, NJ 07006-5728
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2020 · Amount on File
Deed SaleJul 28, 2020 · Amount on File
Deed Document Number202079323
Deed Book / Page17984 / 244
Record UpdatedSep 20, 2026

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateJul 28, 2020
Property Address8 W 81ST ST, HARVEY CEDARS, NJ 08008-5930
Document Number0179840244
Book / Page17984 / 244
Instrument DateJul 13, 2020
Instrument2020079323
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyUNIVERSITY TITLE INS AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,607.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address504 HARVARD AVE, 504, SWARTHMORE, PA 19081-1934

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 CLEVELAND RD, CALDWELL, NJ 07006-5728

Mortgage

Document Number2020079324
DateJul 28, 2020
Instrument2020079324
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8 W 81st St was $4,806, down 1.2% from the year before.

Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
MunicipalityHarvey Cedars Borough
Elementary School DistrictLong Beach Island School District (KG - 06)
Secondary School DistrictSouthern Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$432,200 (-) Land $400,000 Building $32,200$432,200 (-) Land $400,000 Building $32,200
2025$4,806.00 (-1.15%)$432,200 Land $400,000 Building $32,200$432,200 Land $400,000 Building $32,200
2024$4,862.00
2023$432,200 Land $400,000 Building $32,200$432,200 Land $400,000 Building $32,200
2022$4,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 W 81st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 161 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies163 units insured
incl. 2 condo units
Nearby Flood Claims245 (1979–2025)
Claims Outside the SFHA1 of 245
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 183 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 41 claims
  • Coastal Storms & Flooding, Mar 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 W 81st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARVEY CEDARS WATER DEPT
serves 6,600 people · EPA ID NJ1509001
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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