8 W 5th St, Westover (Morgantown), WV 26501 Property Records

Monongalia County property record for 8 W 5th St, Westover, WV 26501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1960
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Sep 2022)
Tax Bill	$775 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-8-0024.0000`

Property Details

APN / Parcel Number

Primary APN	`19-8-0024.0000`
Alternative APN	`31-19-8-0024.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	2,464 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	105 ft deep x 115 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8 W 5TH ST
City	MORGANTOWN
State	WV
Zip	26501-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL 14, LOT PT 2, PT 3 8 W FIFTH ST
Jurisdiction	MONONGALIA WV
Township / Civil Division	WESTERN
Census Block Group	1
Census Block	1016
Census Tract	11200

Owner

8 W 5th St is owned and occupied by two individuals who bought it in September 2022.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 W 5TH ST, MORGANTOWN, WV 26501-3819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Deed Document Number	2022876607
Deed Book / Page	1786 / 730
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONGALIA WV
Recording Date	Sep 15, 2022
Property Address	8 W 5TH ST, WESTOVER, WV 26501-3819
Document Number	0000876607
Book / Page	1786 / 730
Instrument Date	Sep 12, 2022
Instrument	876607
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	NOT AVAILABLE, BESTITLE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 W 5TH ST, WESTOVER, WV 26501-3819

Mortgage

Document Number	0000876608
Date	Sep 15, 2022
Instrument	876608

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

The 2026 property tax bill for 8 W 5th St was $775 with a homeowner's exemption, up 0.1% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Municipality	Westover City
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$775.00 (+0.13%)	$78,780 (-) Land $19,920 Building $58,860	$131,300 (-) Land $33,200 Building $98,100
2025	$774.00 Homeowner's exemption	$78,780 Land $19,920 Building $58,860	$131,300 Land $33,200 Building $98,100
2023	$772.00 (+5.46%) Homeowner's exemption	$78,540 (+1.39%) Land $19,920 Building $58,620	$130,900 (+1.39%) Land $33,200 Building $97,700
2022	$732.00 Homeowner's exemption	$77,460 Land $19,920 Building $57,540	$129,100 Land $33,200 Building $95,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 W 5th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1978–2009)
Claims Outside the SFHA	7 of 9
Most Recent Claim	May 2009 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Landslides, Nov 2003 · 2 claims Flooding, Severe Storms, And Landslides, Feb 2000 · 3 claims Severe Storms & Flooding, Nov 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 W 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20