8 W 32nd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 8 W 32nd St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1944
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Apr 2018)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Apr 2018 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-14-021.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-14-021.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,288 sqft Finished Area
Gross Area	1,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8 W 32ND ST
City	COVINGTON
State	KY
Zip	41015-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X80 FT NS 32ND 99 FT W DEC
Legal Subdivision	ROGERS M
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1009
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 W 32ND ST, COVINGTON, KY 41015-1219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Quit Claim Deed, Transfer FREEDOM MTG
Apr 26, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG
Feb 16, 2018	Loan Modification, Mortgage
Aug 7, 2017	Grant Deed, Construction Loan · Construction Mortgage HERITAGE BK
Jul 24, 2017	Grant Deed, Transfer
Mar 27, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Prior Sale	Aug 7, 2017 · Amount on Record
Deed Document Number	201804 26 059 00126
Deed Book / Page	6398 / 1
Prior Transfer Date	Nov 29, 2007
Prior Transfer Doc	0005900027
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 8, 2020
Property Address	8 W 32ND ST, COVINGTON, KY 41015-1219
Document Number	0000000002
Book / Page	000059 / 000931
Instrument Date	Nov 20, 2020
Instrument	2
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 W 32ND ST COVINGTON KY 410151219, COVINGTON, KY 41015-1219

Mortgage

Document Number	303
Date	Dec 8, 2020
Book Page	00M138/000105
Instrument	303

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 26, 2018
Property Address	8 W 32ND ST, COVINGTON, KY 41015-1219
Document Number	0000000126
Book / Page	0C6398 / 000001
Instrument Date	Apr 24, 2018
Instrument	126
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	NORTHWEST TITLE AGENCY INC, NORTHWEST TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 W 32ND ST #D COVINGTON KY 410151219, D, COVINGTON, KY 41015-1219

Mortgage

Document Number	128
Date	Apr 26, 2018
Book Page	0C6398/000004
Instrument	128

Lender

Name	FINANCE OF AMERICA MTG
Address	WILDER, KY 41071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	8 W 32ND ST, COVINGTON, KY 41015-1219
Document Number	0000000082
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7692 BIG CEDAR CT FLORENCE KY 410427815, FLORENCE, KY 41042-7815

August 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Aug 7, 2017
Property Address	8 W 32ND ST, COVINGTON, KY 41015-1219
Document Number	0000000133
Book / Page	0C6219 / 000016
Instrument Date	Aug 4, 2017
Instrument	133
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$46.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7692 BIG CEDAR CT FLORENCE KY 410427815, FLORENCE, KY 41042-7815

Mortgage

Document Number	136
Date	Aug 7, 2017
Book Page	006219/000021
Instrument	136

Lender

Name	HERITAGE BK
Type	Bank
Address	BOONE COUNTY, KY 41091

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 6, 2018

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jul 24, 2017
Property Address	8 W 32ND ST, COVINGTON, KY 41015-1219
Document Number	0000000161
Book / Page	0C6208 / 000206
Instrument Date	Jul 17, 2017
Instrument	161
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 W 32ND ST COVINGTON KY 410151219, COVINGTON, KY 41015-1219

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 27, 2017
Property Address	8 W 32ND ST, COVINGTON, KY 41015-1219
Document Number	0000000247
Book / Page	0C6124 / 000208
Instrument Date	Jan 30, 2017
Instrument	247
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1050 WOODWARD AVE DETROIT MI 482261906, DETROIT, MI 48226-1906

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,800 (+0.58%) Land $10,000 Building $129,800	$139,800 (+0.58%) Land $10,000 Building $129,800
2025	$1,841.00 (-0.54%)	$139,000 (-) Land $5,000 Building $134,000	$139,000 (-) Land $5,000 Building $134,000
2023	$1,851.00	$139,000 Land $5,000 Building $134,000	$139,000 Land $5,000 Building $134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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