Flagler County property record for 8 Villa Lago Ln, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,935 sqft · built 1995 |
| Lot Size | 0.214 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Sep 2022) |
| Tax Bill | $4,412 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-13-31-5120-1C010-0080 |
| Primary APN | 03-13-31-5120-1C010-0080 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,935 sqft Heated Area |
| Gross Area | 2,561 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,365 sqft (0.214 acres) |
| Driveway | Driveway |
| Driveway Area | 368 sqft |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 8 VILLA LAGO LN |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1C-F UNIT 1 LOT 8 OR 544 PG 566 OR 1229/21 OR 1992/1948 OR 2163/1337 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1C |
| Legal Lot Number | 8 |
| Legal Unit | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1C010-0080
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8 VILLA LAGO LN, ORMOND BEACH, FL 32174-9271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed of Trust, Mortgage · Line of Credit MAINSTREET COMMUNITY BANK OF FLORIDA |
| Sep 01, 2022 | Warranty Deed, Transfer LIGHTHOUSE TITLE/E FL INC, LIGHTHOUSE TTL OF EAST FL IN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2022 · Amount on Record |
| Deed Sale | Sep 01, 2022 · Amount on Record |
| Prior Sale | Oct 18, 2016 · Amount on Record |
| Deed Document Number | 2022044380 |
| Deed Book / Page | 2719 / 428 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 8 VILLA LAGO LN, ORMOND BEACH, FL 32174-9271 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8 VILLA LAGO LN, ORMOND BEACH, FL 32174-9271 |
| Document Number | 0029900309 |
|---|---|
| Date | Sep 10, 2025 |
| Book Page | 2990/309 |
| Instrument | 2025037319 |
| Name | MAINSTREET COMMUNITY BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Address | DAYTONA BEACH, FL 32117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 10, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 01, 2022 |
| Property Address | 8 VILLA LAGO LN, ORMOND BEACH, FL 32174-9271 |
| Document Number | 0027190428 |
| Book / Page | 2719 / 428 |
| Map Reference | MB 30 PG 20 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022044380 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Title Company | LIGHTHOUSE TITLE/E FL INC, LIGHTHOUSE TTL OF EAST FL IN |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 MEAGHAN CT, 25, SHARPSBURG, GA 30277-1723 |
| Name | Verified Name |
|---|---|
| Address | 8 VILLA LAGO LN, ORMOND BEACH, FL 32174-9271 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,412.00 (-8.73%) Homeowner's exemption | $354,218 (+1.42%) Land $70,000 Building $284,218 | $354,218 (+1.42%) Land $70,000 Building $284,218 |
| 2023 | $4,834.00 (+14.85%) Homeowner's exemption | $349,274 (+15.32%) Land $70,000 Building $279,274 | $349,274 (+15.32%) Land $70,000 Building $279,274 |
| 2022 | $4,209.00 | $302,879 Land $70,000 Building $232,879 | $302,879 Land $70,000 Building $232,879 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,389 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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