8 Valley Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 8 Valley Rd, Topsfield, MA 01983 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,138 sqft · built 1999
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Individual Names on File
Last Sale	$787,500 (Mar 2017)
Tax Bill	$17,369 (2025)
Deeds & Mortgages	Apr 2020 Refinance Nov 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0065 B:0033 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0065 B:0033 L`
Alternative APN	`2038`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	4,138 sqft Living Area
Gross Area	7,482 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	103,237 sqft (2.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2038
Street Address	8 VALLEY RD
City	TOPSFIELD
State	MA
Zip	01983-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	33
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	1
Census Block	1036
Census Tract	214100

Owner

Source: Essex County and Topsfield Town records · APN TOPS M:0065 B:0033 L

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 VALLEY RD, TOPSFIELD, MA 01983-2206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MLD MORTGAGE INC
Nov 02, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MLD MORTGAGE INC
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit METRO CU
Mar 09, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2017 · Amount on Record
Deed Sale	Mar 09, 2017 · Amount on Record
Prior Sale	Jun 18, 2015 · Amount on Record
Deed Book / Page	35725 / 470
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	8 VALLEY RD, TOPSFIELD, MA 01983-2206
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38410-214
Date	Apr 10, 2020
Book Page	38410/214
Instrument	20200410002720

Lender

Name	MLD MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2045

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	8 VALLEY RD, TOPSFIELD, MA 01983-2206
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39128-279
Date	Nov 02, 2020
Book Page	39128/279
Instrument	20201102000890

Lender

Name	MLD MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2045

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	8 VALLEY RD, TOPSFIELD, MA 01983-2206
Document Number	36023-180
Book / Page	036023 / 000180
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 08, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	36023-180
Date	Jul 17, 2017
Book Page	036023/000180
Instrument	1707170289

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 16, 2042

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Mar 09, 2017
Property Address	8 VALLEY RD, TOPSFIELD, MA 01983-2206
Document Number	35725-470
Book / Page	035725 / 000470
Instrument Date	Jan 20, 2017
Instrument	1703090145
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,591.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 VALLEY RD TOPSFIELD MA 019832206, TOPSFIELD, MA 01983-2206

Mortgage

Document Number	35725-473
Date	Mar 09, 2017
Book Page	035725/000473
Instrument	1703090146

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 08, 2047

Tax Assessment & Valuation

Source: Essex County and Topsfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,369.00 (+2.04%)	$1,158,700 (-) Land $397,600 Building $761,100	$1,365,245
2024	$17,021.00 (+10.62%)	$1,158,700 (+14.46%) Land $397,600 Building $761,100
2023	$15,387.00	$1,012,300 Land $383,400 Building $628,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092141001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2010)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures