8 Truman Ln, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 8 Truman Ln, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 1990
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Trust Names on Record
Last Sale	$410,000 (Sep 2014)
Tax Bill	$6,221 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`COTU M:039 L:146`

Property Details

APN / Parcel Number

Primary APN	`COTU M:039 L:146`
Alternative APN	`24226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
Gross Area	5,472 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	24226
Street Address	8 TRUMAN LN
City	COTUIT
State	MA
Zip	02635-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	146
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3006
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	PO BOX 178, COTUIT, MA 02635-0178
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Quit Claim Deed, Transfer Quitclaim
Feb 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPE COD FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2014 · Amount on Record
Deed Sale	Sep 15, 2014 · Amount on Record
Last Transfer Date	Oct 14, 2025
Transfer Doc	0001531905
Record Updated	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COTUIT MA
Recording Date	Oct 15, 2025
Property Address	8 TRUMAN LN, COTUIT, MA 02635-2717
Document Number	0001531905
Instrument Date	Oct 14, 2025
Instrument	1531905
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 178, COTUIT, MA 02635-0178

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	8 TRUMAN LN, COTUIT, MA 02635-2717
Document Number	0001364359
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 TRUMAN LN COTUIT MA 026352717, COTUIT, MA 02635-2717

Mortgage

Document Number	0001364359
Date	Feb 19, 2019
Instrument	1364359

Lender

Name	CAPE COD FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,221.00 (+6.56%)	$745,000 (+0.55%) Land $180,000 Building $565,000	$802,655
2024	$5,838.00 (+7.1%)	$740,900 (+13.76%) Land $180,000 Building $560,900
2023	$5,451.00	$651,300 Land $177,800 Building $473,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1991–1997)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1997 · tidal / storm surge
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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