8 True Rd, Stafford, VA 22556 Property Records

Stafford County property record for 8 True Rd, Stafford, VA 22556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,286 sqft · built 1988
Lot Size	0.348 acres (15,137 sqft)
Owner	2 Individual Names on File
Last Sale	$441,000 (Oct 2021)
Tax Bill	$3,852 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19D210-123`

Property Details

APN / Parcel Number

Primary APN	`19D210-123`
Alternative APNs	`019D210 123` `4044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
Gross Area	3,018 sqft
Basement Area	918 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,137 sqft (0.348 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	4044
Street Address	8 TRUE RD
City	STAFFORD
State	VA
Zip	22556-1882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 123 SEC 10 15135 SQFT PHASE 2 VISTA WOODS SUB
Legal Subdivision	PHASE 2 VISTA WOODS SUB SEC 10
Legal Block	1
Legal Lot Number	123
Jurisdiction	STAFFORD VA
Township / Civil Division	ROCK HILL
Census Block Group	1
Census Block	1022
Census Tract	10205

Owner

8 True Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Stafford County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 TRUE RD, STAFFORD, VA 22556-1882
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 7, 2021	Warranty Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE LLC
Apr 2, 2021	Warranty Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Apr 2, 2021 · Amount on File
Deed Document Number	202133910
Prior Transfer Date	Mar 19, 2020
Prior Transfer Doc	0000006450
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	8 TRUE RD, STAFFORD, VA 22556-1882
Transaction Type	Mortgage
Record Updated	Oct 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230012337
Date	Oct 10, 2023
Instrument	230012337

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 7, 2021
Property Address	8 TRUE RD, STAFFORD, VA 22556-1882
Document Number	210033910
Instrument Date	Oct 4, 2021
Instrument	210033910
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ACM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 TRUE RD, STAFFORD, VA 22556-1882

Mortgage

Document Number	210033911
Date	Oct 7, 2021
Instrument	210033911

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Apr 2, 2021
Property Address	8 TRUE RD, STAFFORD, VA 22556-1882
Document Number	210011076
Instrument Date	Mar 24, 2021
Instrument	210011076
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	VESTA SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 TRUE RD, STAFFORD, VA 22556-1882

Mortgage

Document Number	210011077
Date	Apr 2, 2021
Instrument	210011077

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8 True Rd was $3,852.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,852.00	$418,000 Land $120,000 Building $298,000	$418,000 Land $120,000 Building $298,000
2023	$3,759.00	$397,800 Land $110,000 Building $287,800	$397,800 Land $110,000 Building $287,800
2021	$2,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 True Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 True Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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