8 Torrey Ln, Bluffton, SC 29910 Property Records

Beaufort County property record for 8 Torrey Ln, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,720 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Feb 2018)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61003800014020000`

Property Details

APN / Parcel Number

Primary APN	`R61003800014020000`
Alternative APN	`11724317`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	8 TORREY LN
City	BLUFFTON
State	SC
Zip	29910-7931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 239 PINERIDGE S/D PH 4 PB102 P181
Legal Subdivision	PINE RIDGE
Legal Phase	4
Legal Lot Number	239
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2032
Census Tract	2106

Owner

8 Torrey Ln is owned and occupied by an individual who bought it in February 2018.

Source: Beaufort County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8 TORREY LN, BLUFFTON, SC 29910-7931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 1, 2020	Loan Modification, Mortgage · Line of Credit CALIBER HM LOANS
Feb 1, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2018 · Amount on File
Deed Sale	Feb 1, 2018 · Amount on File
Prior Sale	Jul 19, 2005 · Amount on File
Deed Document Number	20185436
Deed Book / Page	3641 / 1193
Prior Transfer Date	Jul 17, 2015
Prior Transfer Doc	0000037990
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	8 TORREY LN, BLUFFTON, SC 29910-7931
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 TORREY LN, BLUFFTON, SC 29910-7931

Mortgage

Document Number	0000055836
Date	Dec 15, 2025
Book Page	4491/1583
Instrument	2025055836

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	4201 MARSH LN, CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEAUFORT SC
Property Address	8 TORREY LN, BLUFFTON, SC 29910-7931
Document Number	0000043858
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 TORREY LN BLUFFTON SC 299107931, BLUFFTON, SC 29910-7931

Mortgage

Document Number	0000043858
Date	Aug 11, 2020
Book Page	003895/001042
Instrument	43858

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 1, 2018
Property Address	8 TORREY LN, BLUFFTON, SC 29910-7931
Document Number	0000005436
Book / Page	3641 / 1193
Map Reference	MB 102 PG 181
Instrument Date	Jan 24, 2018
Instrument	2018005436
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN MORTGAGE SOLU

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$732.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 TORREY LN, BLUFFTON, SC 29910-7931

Mortgage

Document Number	0000005437
Date	Feb 1, 2018
Instrument	2018005437

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8 Torrey Ln was $1,524, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00 (-0.07%)	$9,110 (-35.3%)
2024	$1,525.00	$14,080 (-) Land $4,000 Building $10,080	$352,000 (-) Land $100,000 Building $252,000
2023	$1,525.00 (+8.31%)	$14,080 (+77.78%) Land $4,000 Building $10,080	$352,000 (+77.78%) Land $100,000 Building $252,000
2022	$1,408.00	$7,920 Land $1,600 Building $6,320	$198,000 Land $40,000 Building $158,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Torrey Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Torrey Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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