8 Thistle Rd, Wilton (Gansevoort), NY 12831 Property Records

Saratoga County and Wilton Town property record for 8 Thistle Rd, Wilton, NY 12831

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,205 sqft · built 1999
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$354,900 (Sep 2016)
Tax Bill	$5,296 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2022 Refinance + 1 more
APN	`415600 127.14-2-3`

Property Details

APN / Parcel Number

Primary APN	`415600 127.14-2-3`
Alternative APN	`560012701400020030000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,205 sqft Living Area
1st Floor Area	1,306 sqft
2nd Floor Area	899 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	185 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8 THISTLE RD
City	GANSEVOORT
State	NY
Zip	12831-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	SARATOGA NY
Township / Civil Division	WILTON
Census Block Group	3
Census Block	3006
Census Tract	60705

Owner

Source: Saratoga County and Wilton Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 THISTLE RD, WILTON, NY 12831-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUDSON RIVER CMNTY FCU
Sep 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
Jan 3, 2021	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2016 · Amount on Record
Deed Sale	Sep 9, 2016 · Amount on Record
Prior Sale	Sep 9, 2016 · Amount on Record
Deed Book / Page	2016 / 28090
Prior Transfer Date	May 7, 1999
Prior Transfer Doc	1519000700
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Recording Date	Jun 11, 2026
Property Address	8 THISTLE RD, GANSEVOORT, NY 12831-3208
Document Number	0000016625
Instrument Date	Jun 5, 2026
Instrument	202616625
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 THISTLE RD, GANSEVOORT, NY 12831-3208

Mortgage

Document Number	0000016625,
Date	Jun 11, 2026
Instrument	202616625

Lender

Name	HUDSON RIVER CMNTY FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	8 THISTLE RD, WILTON, NY 12831-3208
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029827
Date	Sep 16, 2022
Instrument	2022029827

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	8 THISTLE RD, WILTON, NY 12831-3208
Document Number	0000001330
Instrument Date	Jan 3, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 THISTLE RD GANSEVOORT NY 128313208, GANSEVOORT, NY 12831-3208

Mortgage

Document Number	0000001330
Date	Jan 13, 2021
Instrument	1330

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

Tax Assessment & Valuation

Source: Saratoga County and Wilton Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Wilton Town
Unified School District	Saratoga Springs City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,296.00	$313,800 (+1.55%) Land $46,600 Building $267,200	$479,157 (+11.64%) Land $71,156 Building $408,001
2023		$309,000 Land $46,600 Building $262,400	$429,200 Land $64,727 Building $364,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER & SEWER AUTHORITY public/private · serves 9,490 people · EPA ID NY4500186
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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