8 Thistle Ln, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 8 Thistle Ln, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,206 sqft · built 1994
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$134,494 (Apr 1994)
Tax Bill	$4,709 (2024)
Deeds & Mortgages	May 2026 Line of Credit Oct 2023 Line of Credit + 1 more
APN	`05-00496-26-00007`

Property Details

APN / Parcel Number

Primary APN	`05-00496-26-00007`
Alternative APN	`0500496002600007`

Interior

Stories	1 Story
Building Area	1,206 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8 THISTLE LN
City	CAPE MAY
State	NJ
Zip	08204-4470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	496
Legal Lot Number	7
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1018
Census Tract	21805

Owner

8 Thistle Ln is owned and occupied by an individual who bought it in April 1994.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	8 THISTLE LN, CAPE MAY, NJ 08204-4470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 19, 2022	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 1994 · Amount on File
Deed Sale	Apr 22, 1994 · Amount on File
Deed Book / Page	2460 / 260
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Recording Date	May 6, 2026
Property Address	8 THISTLE LN, CAPE MAY, NJ 08204-4470
Document Number	0000096147
Book / Page	6907 / 414
Instrument Date	Apr 27, 2026
Instrument	202696147
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 THISTLE LN, CAPE MAY, NJ 08204-4470

Mortgage

Document Number	0000096147,
Date	May 6, 2026
Book Page	6907/414
Instrument	202696147

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 22, 2056

Interest

Rate	6.38%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	8 THISTLE LN, CAPE MAY, NJ 08204-4470
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022705
Date	Oct 16, 2023
Book Page	M6680/894
Instrument	2023022705

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 3, 2053

April 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 19, 2022
Property Address	8 THISTLE LN, CAPE MAY, NJ 08204-4470
Document Number	0000013983
Book / Page	D4052 / 286
Instrument Date	Apr 4, 2022
Instrument	2022013983
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 THISTLE LN, NORTH CAPE MAY, NJ 08204-4470

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,200 (-) Land $115,000 Building $117,200	$232,200 (-) Land $115,000 Building $117,200
2025		$232,200 Land $115,000 Building $117,200	$232,200 Land $115,000 Building $117,200
2024	$4,709.00
2023		$232,200 Land $115,000 Building $117,200	$232,200 Land $115,000 Building $117,200
2022	$4,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 8 Thistle Ln; there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Thistle Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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