8 Terrace Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 8 Terrace Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,221 sqft · built 1995
Owner	2 Individual Names on Record
Last Sale	$209,000 (Mar 2005)
Tax Bill	$2,172 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
APN	`135-102-8855`

Property Details

APN / Parcel Number

Primary APN	`135-102-8855`
Alternative APN	`119229`

Interior

Building Area	2,221 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Garage Type	Carport
Carport	Carport
Carport Area	651 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	135-102-8855
Street Address	8 TERRACE DR
City	COVINGTON
State	LA
Zip	70435-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 IN BLEU LAKE HILLS ESTATES PH 2 CB 111O 473 CB 1280 195 CB 1431 300 INST NO 945207 INST NO 940768 INST NO 964558 INST
Legal Subdivision	BLEU LAKE HILLS
Legal Phase	2
Legal Lot Number	45
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3007
Census Tract	40103

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 TERRACE DR, COVINGTON, LA 70435-8410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2005 · Amount on Record
Deed Sale	Mar 24, 2005 · Amount on Record
Deed Document Number	1484820
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	8 TERRACE DR, COVINGTON, LA 70435-8410
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002200554
Date	Apr 1, 2020
Instrument	2200554

Lender

Name	HERITAGE BANK ST TAMMANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,172.00 (-3.68%) Homeowner's exemption	$26,205 (-) Land $5,000 Building $21,205	$262,054 (-) Land $50,000 Building $212,054
2024	$2,255.00 (+10.49%) Homeowner's exemption	$26,205 (+13.31%) Land $5,000 Building $21,205	$262,054 (+13.32%) Land $50,000 Building $212,054
2023	$2,041.00 Homeowner's exemption	$23,126 (-) Land $6,000 Building $17,126	$231,260 (-2.12%) Land $60,000 Building $171,260
2022	$2,041.00 Homeowner's exemption	$23,126 Land $6,000 Building $17,126	$236,260 Land $65,000 Building $171,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · Hurricane Isaac

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA-BLEU LAKE HILLS private · serves 420 people · EPA ID LA1103132
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terrace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures