8 Tern Rd S, Beaufort, SC 29907 Property Records

Beaufort County property record for 8 Tern Rd S, Beaufort, SC 29907

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,323 sqft · built 2019
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Mar 2024)
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Mar 2024 Sale Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`242006043`

Property Details

APN / Parcel Number

Primary APN	`242006043`
Alternative APN	`R200 005 00A 0308 0000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,323 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.339 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242006043
Street Address	8 TERN RD S
City	BEAUFORT
State	SC
Zip	29907-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 134 SOMERSET POINT PH 2A PB145 PG21-22
Legal Subdivision	SOMERSET POINT S/D
Legal Phase	2A
Legal Lot Number	134
Jurisdiction	BEAUFORT SC
Township / Civil Division	ST. HELENA ISLAND
Census Block Group	1
Census Block	1081
Census Tract	901

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8 TERN RD S, BEAUFORT, SC 29907-1841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2024	Warranty Deed, Transfer
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 20, 2019	Deed, Subdivision Related Transfer · VA Mortgage GATEWAY FIRST BANK
Apr 29, 2019	Correction Deed ATTORNEY ONLY
Dec 12, 2018	Grant Deed, Mortgage · Line of Credit UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2024 · Amount on Record
Deed Sale	Mar 23, 2024 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	2024013440
Deed Book / Page	4321 / 1853
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 23, 2024
Property Address	8 TERN RD S, BEAUFORT, SC 29907-1841
Document Number	0000013440
Book / Page	4321 / 1853
Map Reference	MB 17 PG 57
Instrument	2024013440
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Tax	$143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 TERN RD S, BEAUFORT, SC 29907-1841

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	8 TERN RD S, BEAUFORT, SC 29907-1841
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029783
Date	Apr 26, 2021
Book Page	4002/2897
Instrument	2021029783

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Dec 1, 2049

August 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 20, 2019
Property Address	8 TERN RD S, BEAUFORT, SC 29907-1841
Document Number	0000044822
Book / Page	3787 / 1217
Map Reference	MB 145 PG 21
Instrument Date	Aug 19, 2019
Instrument	2019044822
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2022
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8 TERN RD S, BEAUFORT, SC 29907-1841

Mortgage

Document Number	0000044823
Date	Aug 20, 2019
Instrument	2019044823

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 29, 2019
Property Address	8 TERN RD S, BEAUFORT, SC 29907-1841
Document Number	0000020859
Book / Page	003754 / 003173
Instrument Date	Feb 8, 2019
Instrument	20859
Record Updated	May 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,110.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	215 E BAY ST #504 CHARLESTON SC 294012638, 504, CHARLESTON, SC 29401-2638
Investor	Possibly a Property Investor

December 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 12, 2018
Property Address	8 TERN RD S, BEAUFORT, SC 29907-1841
Book / Page	003721 / 000756
Instrument Date	Nov 29, 2018
Instrument	66376
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	215 E BAY ST #504 CHARLESTON SC 294012638, 504, CHARLESTON, SC 29401-2638

Mortgage

Document Number	0000066376
Date	Dec 12, 2018
Book Page	003721/000756
Instrument	66376

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	1001 POLK ST NW, MARIETTA, GA 30064-3141

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,007.00	$13,770 (-32.54%)
2024	$2,007.00	$20,412 (-) Land $2,000 Building $18,412	$510,300 (-) Land $50,000 Building $460,300
2023	$2,007.00 (+6.7%)	$20,412 (+70.5%) Land $2,000 Building $18,412	$510,300 (+70.5%) Land $50,000 Building $460,300
2022	$1,881.00 Homeowner's exemption	$11,972 Land $2,320 Building $9,652	$299,300 Land $58,000 Building $241,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 559 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	559 in force
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	7 of 64
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sparklight Fiber	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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