8 Surf Dr, Palm Coast, FL 32137 Property Records

Flagler County property record for 8 Surf Dr, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,588 sqft · built 2002
Lot Size	0.273 acres (11,935 sqft)
Owner	Individual Name on Record
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`39-10-31-4250-00140-0030`

Property Details

APN / Parcel Number

Primary APN	`39-10-31-4250-00140-0030`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,588 sqft Heated Area
Gross Area	4,343 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,935 sqft (0.273 acres)
Driveway	Driveway
Driveway Area	1,348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	8 SURF DR
City	PALM COAST
State	FL
Zip	32137-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	2ND ADDITION MARINELAND ACRES BLOCK 14 LOT 3 OR 91 PG 701 OR 712 PG 511 OR 743 PG 1265 OR 2123/1752-ROBERT ALAN BOOS PR OR 21
Legal Range	31E
Legal Township	10S
Legal Section	39
Legal Subdivision	MARINELAND ACRES
Legal Block	14
Legal Lot Number	3 4
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1041
Census Tract	60106

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	8 SURF DR, PALM COAST, FL 32137-2421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Prior Sale	May 11, 2001
Last Transfer Date	Dec 6, 2022
Transfer Doc	0027390456
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Dec 6, 2022
Property Address	8 SURF DR, PALM COAST, FL 32137-2421
Document Number	0027390456
Book / Page	2739 / 456
Map Reference	MB 5 PG 60-62
Instrument Date	Dec 6, 2022
Instrument	2022057031
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 SURF DR, PALM COAST, FL 32137-2421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 SURF DR, PALM COAST, FL 32137-2421

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,144.00 (-26.42%) Homeowner's exemption Widower's exemption Additional exemption filed	$229,245 (+5.99%)	$538,589 (+4.5%) Land $180,000 Building $358,589
2023	$2,914.00 (+4.59%) Homeowner's exemption Widower's exemption Additional exemption filed	$216,297 (+3%)	$515,375 (+7.36%) Land $151,500 Building $363,875
2022	$2,786.00 Homeowner's exemption Widower's exemption Additional exemption filed	$209,997	$480,035 Land $131,000 Building $349,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 627 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,191 units insured incl. 564 condo units
Nearby Flood Claims	121 (2004–2024)
Claims Outside the SFHA	15 of 121
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 24 claims Hurricane Irma, Oct 2017 · 26 claims Hurricane Matthew, Oct 2016 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20