8 Stephen Ln, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 8 Stephen Ln, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,445 sqft · built 1952
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$296,960 (Oct 2017)
Tax Bill	$13,616 (2024)
Deeds & Mortgages	Mar 2022 Refinance Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`334001 222-1-7`

Property Details

APN / Parcel Number

Primary APN	`334001 222-1-7`
Alternative APNs	`400122200000010070000000` `222-1-7`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,445 sqft Living Area
Gross Area	2,621 sqft
1st Floor Area	1,396 sqft
Upper Floors Area	211 sqft
Attic	Attic
Attic Area	211 sqft
Basement Area	838 sqft
Finished Basement	838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2017
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	258 ft deep x 117 ft wide
View / Lot	Suburban
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	450 sqft
Porch	Covered Porch
Porch Area	276 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	222-1-7
Street Address	8 STEPHEN LN
City	MONROE
State	NY
Zip	10950-4152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-20
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3003
Census Tract	14101

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 STEPHEN LN, MONROE, NY 10950-4152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Oct 27, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jul 14, 2020	Loan Modification, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	Jun 29, 2015 · Amount on Record
Deed Book / Page	14311 / 1528
Last Transfer Date	Aug 28, 2018
Transfer Doc	0000070389
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	8 STEPHEN LN, MONROE, NY 10950-4152
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017449
Date	Mar 8, 2022
Book Page	15174/768
Instrument	20220017449

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	8 STEPHEN LN, MONROE, NY 10950-4152
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170077218
Date	Oct 27, 2017
Book Page	0000014311/0000001532
Instrument	20170077218

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	8 STEPHEN LN, MONROE, NY 10950-4152
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044634
Date	Aug 26, 2020
Book Page	14793/900
Instrument	20200044634

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	8 STEPHEN LN, MONROE, NY 10950-4152
Document Number	0000044635
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	OLD REPUBLIC TITLE RIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 STEPHEN LN MONROE NY 109504152, MONROE, NY 10950-4152

Mortgage

Document Number	0000044635
Date	Aug 26, 2020
Book Page	014793/000926
Instrument	44635

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Municipality	Monroe Village
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,000 (-) Land $15,000 Building $41,000	$518,000 (+13.4%)
2024	$13,616.00
2023		$56,000 Land $15,000 Building $41,000	$456,800 Land $122,357 Building $334,443

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1979–1984)
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE VILLAGE serves 12,000 people · EPA ID NY3503535
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier, Verizon.

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