8 Stable Rdg, Saint Charles, MO 63301 Property Records

St. Charles County property record for 8 Stable Rdg, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,443 sqft · built 1991
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$556,605 (Apr 2024)
Tax Bill	$5,194 (2025)
Deeds & Mortgages	Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A896000170`

Property Details

APN / Parcel Number

Primary APN	`A896000170`
Alternative APN	`6-0017-6453-00-0240.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,443 sqft Living Area
Gross Area	5,178 sqft
1st Floor Area	2,314 sqft
Basement Area	2,314 sqft
Finished Basement	1,129 sqft
Unfinished Basement	1,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A896000170
Street Address	8 STABLE RDG
City	SAINT CHARLES
State	MO
Zip	63301-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTINGTON PK 3RD EDIT LOT 240
Legal Subdivision	HUNTINGTON PK 3RD EDIT
Legal Lot Number	240
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1022
Census Tract	310602

Owner

Source: St. Charles County records · APN A896000170

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 STABLE RDG, SAINT CHARLES, MO 63301-8732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Deed Document Number	202413955
Prior Transfer Date	Jan 21, 2000
Prior Transfer Doc	0046682489
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 12, 2024
Property Address	8 STABLE RDG, SAINT CHARLES, MO 63301-8732
Document Number	0000013955
Map Reference	MB 28 PG 176&177
Instrument Date	Apr 11, 2024
Instrument	2024R-013955
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 STABLE RDG, SAINT CHARLES, MO 63301-8732

Mortgage

Document Number	0000013956
Date	Apr 12, 2024
Instrument	2024R-013956

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2044

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,194.00 (+6.43%)	$83,156 (+9.03%)	$437,663 (+9.03%) Land $70,000 Building $367,663
2024	$4,880.00
2023		$76,269
2022			$401,415 Land $55,000 Building $346,415

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833106021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force 11 of 11 on primary residences
Nearby Flood Claims	61 (1979–2022)
Claims Outside the SFHA	16 of 61
Most Recent Claim	Jul 2022, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Jul 2022), 10 claims Flooding (Jun 2011), 6 claims Severe Storms & Flooding (Jul 1993), 12 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.