Cumberland Town property record for 8 Spring House Ln, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,018 sqft · built 1998 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $586,000 (Sep 2021) |
| Tax Bill | $9,115 (2025) |
| Deeds & Mortgages | Mar 2023 Refinance Sep 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0011-47 |
| Primary APN | 1-0011-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,018 sqft Living Area |
| Gross Area | 6,194 sqft |
| 1st Floor Area | 1,648 sqft |
| Basement Area | 1,648 sqft |
| Unfinished Basement | 1,648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1-0011-47 |
|---|---|
| Street Address | 8 SPRING HOUSE LN |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 356 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11405 |
Source: Cumberland Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 SPRING HOUSE LN, CUMBERLAND, RI 02864-5049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Sep 22, 2021 | Warranty Deed, Transfer |
| Mar 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Mar 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Dec 20, 1999 · Amount on Record |
| Deed Document Number | 2021127661 |
| Deed Book / Page | 1906 / 325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 8 SPRING HOUSE LN, CUMBERLAND, RI 02864-5049 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001951-562 |
|---|---|
| Date | Mar 9, 2023 |
| Book Page | 1951/562 |
| Instrument | 137760 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Sep 22, 2021 |
| Property Address | 8 SPRING HOUSE LN, CUMBERLAND, RI 02864-5049 |
| Document Number | 1906-325 |
| Book / Page | 1906 / 325 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 127661 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8 SPRING HOUSE LN, CUMBERLAND, RI 02864-5049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 8 SPRING HOUSE LN, CUMBERLAND, RI 02864-5049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1831-705 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 1831/705 |
| Instrument | 112613 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 8 SPRING HOUSE LN, CUMBERLAND, RI 02864-5049 |
| Document Number | 1798-397 |
| Instrument Date | Mar 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8 SPRING HOUSE LN CUMBERLAND RI 028645049, CUMBERLAND, RI 02864-5049 |
| Document Number | 1798-397 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 001798/000397 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 7, 2026 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,115.00 (+5.6%) | $742,900 (-) Land $144,500 Building $598,400 |
| 2023 | $8,632.00 (+5.58%) | $742,900 (+36.21%) Land $144,500 Building $598,400 |
| 2022 | $8,176.00 | $545,400 Land $131,800 Building $413,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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