8 Spook Ridge Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 8 Spook Ridge Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,441 sqft · built 1952
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Apr 2025)
Tax Bill	$14,170 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`63-00510-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`63-00510-0000-00008`
Alternative APNs	`630051000008` `046700`

Interior

Stories	1 Story
Building Area	2,441 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	50,530 sqft

Location & Zoning

Account Number	046700
Street Address	8 SPOOK RIDGE RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.160 AC
Legal Subdivision	BOROUGH/UPPER SADDLE RIVER
Legal Block	510
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2007
Census Tract	53202

Owner

8 Spook Ridge Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 SPOOK RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on File
Deed Sale	Apr 28, 2025 · Amount on File
Prior Sale	Nov 2, 2005 · Amount on File
Deed Document Number	202529691
Deed Book / Page	5489 / 1177
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	8 SPOOK RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1527
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SPOOK RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1527

Mortgage

Document Number	0049830258
Date	May 1, 2023
Book Page	4983/258
Instrument	2023029036

Lender

Name	BOGOTA SLA
Type	Bank
Address	TEANECK, NJ 07666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 8 Spook Ridge Rd was $14,170, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,100 (-) Land $329,000 Building $218,100	$547,100 (-) Land $329,000 Building $218,100
2025	$14,170.00 (+1.73%)	$547,100 Land $329,000 Building $218,100	$547,100 Land $329,000 Building $218,100
2024	$13,929.00
2023		$547,100 Land $329,000 Building $218,100	$547,100 Land $329,000 Building $218,100
2022	$13,411.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8 Spook Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Spook Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20