Middlesex County and Acton Town property record for 8 Spencer Rd, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,683 sqft · built 1960 |
| Lot Size | 0.718 acres (31,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $497,500 (May 2017) |
| Tax Bill | $10,918 (2025) |
| Deeds & Mortgages | Jun 2020 Refinance May 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | ACTO M:00F2 B:0143 L:0000 |
| Primary APN | ACTO M:00F2 B:0143 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,683 sqft Living Area |
| Gross Area | 2,815 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,272 sqft (0.718 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 8 SPENCER RD |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 143 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00F2 B:0143 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 SPENCER RD, ACTON, MA 01720-2825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| May 31, 2017 | Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS |
| Apr 04, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on Record |
| Deed Sale | May 31, 2017 · Amount on Record |
| Prior Sale | Oct 31, 1991 · Amount on Record |
| Deed Book / Page | 69359 / 499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 8 SPENCER RD, ACTON, MA 01720-2825 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074789-448 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 74789/448 |
| Instrument | 83191 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | May 31, 2017 |
| Property Address | 8 SPENCER RD, ACTON, MA 01720-2825 |
| Document Number | 069359-499 |
| Book / Page | 69359 / 499 |
| Instrument | 80789 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76.79 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 SPENCER RD, ACTON, MA 01720-2825 |
| Document Number | 0693590501 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 69359/0501 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 31, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 8 SPENCER RD, ACTON, MA 01720-2825 |
| Document Number | 69167-185 |
| Book / Page | 069167 / 000185 |
| Instrument Date | Apr 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69167-185 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 069167/000185 |
| Instrument | 57698 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,918.00 (+6.39%) | $636,600 (+3.41%) Land $323,700 Building $312,900 | $736,440 (+1.76%) |
| 2024 | $10,262.00 (+2.92%) | $615,600 (+8.42%) Land $323,700 Building $291,900 | $723,710 |
| 2023 | $9,971.00 | $567,800 Land $294,300 Building $273,500 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1991–2001) |
| Most Recent Claim | Jun 2001 · rainfall accumulation |
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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