Gaston County property record for 8 Smith St, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 828 sqft · built 1953 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jul 2021) |
| Tax Bill | $2,184 (2023) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 304226 |
| Primary APN | 304226 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 828 sqft Heated Area |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Cottage |
| Lot Area | 2,614 sqft (0.06 acres) |
| Street Address | 8 SMITH ST |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-3845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWO BROTHERS LLC LOT 1 PLAT BOOK 092 PAGE 061 |
| Legal Lot Number | 1 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 32404 |
Source: Gaston County records, as of September 27, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 SMITH ST, BELMONT, NC 28012-3845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on Record |
| Deed Sale | Jul 9, 2021 · Amount on Record |
| Deed Document Number | 0052442086 |
| Deed Book / Page | 5244 / 2086 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 9, 2021 |
| Property Address | 8 SMITH ST, BELMONT, NC 28012-3845 |
| Document Number | 0052442086 |
| Book / Page | 5244 / 2086 |
| Map Reference | MB 92 PG 61 |
| Instrument Date | Jul 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4400 TUCKER RD, 4400, BELMONT, NC 28012-7734 |
| Name | Verified Name |
|---|---|
| Address | 8 SMITH ST, BELMONT, NC 28012-3845 |
| Document Number | 52442088 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 5244/2088 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Gaston County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $2,184.00 | $205,080 Land $65,000 Building $140,080 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELMONT serves 17,477 people · EPA ID NC0136015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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