8 Silver Ln, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 8 Silver Ln, Spring Valley, NY 10977

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,955 sqft · built 1970
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$920,000 (Dec 2022)
Deeds & MortgagesDec 2022 Sale & Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN392615 63.06-1-45

Property Details

APN / Parcel Number

Primary APN392615 63.06-1-45
Alternative APNs
  • 261506300600010450000000
  • 00392660000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,955 sqft Living Area
1st Floor Area1,955 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1970
Architectural StyleRanch
Exterior MaterialWood
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions147 ft deep x 137 ft wide
Garage TypeBasement

Exterior Amenities

Pool Area800 sqft
PorchPorch
Porch Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00392660000
Old Parcel Number261506300600010450000000
Street Address8 SILVER LN
CitySPRING VALLEY
StateNY
Zip10977-6211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGLE RESIDENCE
Legal DescriptionLOT:45.000 BLK:1 SEC:63.06 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE
Legal SubdivisionSTERLING ACRES SEC 02
Legal Block1
Legal Lot Number45.000
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group2
Census Block2002
Census Tract12503

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8 SILVER LN, SPRING VALLEY, NY 10977-6211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
FM HOME LOANS LLC
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Feb 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2022 · Amount on Record
Deed SaleDec 13, 2022 · Amount on Record
Prior SaleDec 22, 2004 · Amount on Record
Deed Document Number0202243083
Deed Book / Page2022 / 43083
Record UpdatedJun 8, 2026

December 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateDec 13, 2022
Property Address8 SILVER LN, SPRING VALLEY, NY 10977-6211
Document Number0000043083
Map ReferenceBK 78 PG 74 MAP 3923
Instrument DateDec 9, 2022
Instrument2022-00043083
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 SILVER LN, SPRING VALLEY, NY 10977-6211

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 SILVER LN, SPRING VALLEY, NY 10977-6211

Mortgage

Document Number0000043084
DateDec 13, 2022
Instrument2022-00043084
Lender
NameFM HOME LOANS LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address8 SILVER LN, SPRING VALLEY, NY 10977-6211
Transaction TypeMortgage
Record UpdatedDec 8, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048097
DateNov 16, 2021
Instrument2021-00048097
Lender
NameCALIBER HOME LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036
Interest
Rate TypeFixed Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address8 SILVER LN, SPRING VALLEY, NY 10977-6211
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005529
DateFeb 27, 2019
Instrument2019-00005529
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
MunicipalityChestnut Ridge Village
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$53,200 (-) Land $18,900 Building $34,300$685,567 (+967.86%) Land $243,557 Building $442,010
2023$53,200 Land $18,900 Building $34,300$64,200 Land $22,808 Building $41,392

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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