8 School St, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 8 School St, Oak Bluffs, MA 02557

Property Summary

Property Type	Auto Repair, Garage
Details	1.5 ba · 3,332 sqft · built 1980
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Trust Names on File
Last Sale	$650,000 (Dec 2018)
Tax Bill	$4,244 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`OAKB M:0011 B:0339 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0011 B:0339 L:000`
Alternative APN	`1944`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,332 sqft Total Area
Gross Area	3,572 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1944
Street Address	8 SCHOOL ST
City	OAK BLUFFS
State	MA
Zip	02557-7201
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	B1
Legal Block	339
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	4
Census Block	4034
Census Tract	200200

Owner

8 School St, a commercial property, is held in a trust since December 2018.

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 1267, OAK BLUFFS, MA 02557-1267
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Dec 5, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Apr 24, 2017	Deed of Trust, Mortgage MARTHA VINEYARD SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on File
Deed Sale	Dec 5, 2018 · Amount on File
Prior Sale	Feb 4, 2004 · Amount on File
Deed Document Number	20186957
Deed Book / Page	1483 / 248
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	8 SCHOOL ST, OAK BLUFFS, MA 02557
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1449-134
Date	Sep 28, 2017
Book Page	1449/134
Instrument	6094

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Dec 5, 2018
Property Address	8 SCHOOL ST, OAK BLUFFS, MA 02557
Document Number	1483-248
Book / Page	1483 / 248
Instrument Date	Dec 5, 2018
Instrument	6957
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 LAKE AVE, OAK BLUFFS, MA 02557

Mortgage

Document Number	6958
Date	Dec 5, 2018
Instrument	6958

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	8 SCHOOL ST, OAK BLUFFS, MA 02557
Document Number	1437-71
Book / Page	001437 / 000071
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	1437-71
Date	Apr 24, 2017
Book Page	001437/000071
Instrument	2812

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8 School St was $4,244, up 2.9% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,244.00 (+2.93%)	$864,300 (+6.9%) Land $676,300 Building $188,000
2024	$4,123.00 (+1%)	$808,500 (+3.19%) Land $621,000 Building $187,500
2023	$4,082.00	$783,500 Land $603,500 Building $180,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8 School St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	Dec 1992 · Winter Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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