8 Sabal Bend, Palm Coast, FL 32137 Property Records

Flagler County property record for 8 Sabal Bend, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,586 sqft · built 2021
Lot Size	0.817 acres (35,589 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Oct 2015)
Tax Bill	$19,629 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`29-10-31-5540-00000-0570`

Property Details

APN / Parcel Number

Primary APN	`29-10-31-5540-00000-0570`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,586 sqft Living Area
1st Floor Area	3,586 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Stucco
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	35,589 sqft (0.817 acres)
Lot Width	100 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8 SABAL BND
City	PALM COAST
State	FL
Zip	32137-4328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANCTUARY SUBD LOT 57 OR 704 PG 1364 OR 894 PG 94 OR 894 PG 96 OR 1050 PG 1833 OR 1606 PG 289 OR 2090/596
Legal Range	31E
Legal Township	10S
Legal Section	29
Legal Subdivision	SANCTUARY SUB
Legal Lot Number	57
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2003
Census Tract	60105

Owner

8 Sabal Bend is owned and occupied by two individuals who acquired it in May 2021.

Source: Flagler County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 SABAL BND, PALM COAST, FL 32137-4328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBANK
May 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2015 · Amount on File
Deed Sale	Oct 7, 2015 · Amount on File
Prior Sale	Mar 10, 2004 · Amount on File
Deed Document Number	201530585
Deed Book / Page	2090 / 596
Last Transfer Date	May 7, 2021
Transfer Doc	0025631642
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	8 SABAL BND, PALM COAST, FL 32137-4328
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SABAL BND, PALM COAST, FL 32137-4328

Mortgage

Document Number	0027530658
Date	Jan 27, 2023
Book Page	2753/658
Instrument	2023003636

Lender

Name	HOMEBANK
Type	Bank
Address	PALMYRA, MO 63461

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	May 17, 2021
Property Address	8 SABAL BND, PALM COAST, FL 32137-4328
Document Number	0025631642
Book / Page	2563 / 1642
Map Reference	MB 31 PG 71-74
Instrument Date	May 7, 2021
Instrument	2021027386
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 S 23RD ST, QUINCY, IL 62301-5603

Mortgage

Document Number	0025631643
Date	May 17, 2021
Instrument	2563/1643

Lender

Name	HOMEBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8 Sabal Bend was $19,629 with a homeowner's exemption, up 2.1% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,629.00 (+2.14%) Homeowner's exemption	$1,123,226	$1,126,110 Land $440,000 Building $686,110
2024	$19,217.00
2023	$19,217.00 (-4.16%) Homeowner's exemption	$1,079,954 (-1.5%) Land $374,000 Building $705,954	$1,079,954 (-1.5%) Land $374,000 Building $705,954
2022	$20,051.00 Homeowner's exemption	$1,096,427 Land $374,000 Building $722,427	$1,096,427 Land $374,000 Building $722,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Sabal Bend in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 392 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	418 units insured incl. 26 condo units
Nearby Flood Claims	35 (1987–2022)
Claims Outside the SFHA	22 of 35
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Sabal Bend is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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