Kane County property record for 8 S Cambridge Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,065 sqft · built 1977 |
| Lot Size | 0.236 acres (10,270 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,000 (Oct 2017) |
| Tax Bill | $8,939 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-302-029 |
| Primary APN | 12-04-302-029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,065 sqft Living Area |
| Gross Area | 2,897 sqft |
| Basement Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 10,270 sqft (0.236 acres) |
| View / Lot | Highway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 8 S CAMBRIDGE DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLOCK 1 PEPPER VALLEY SUB UNIT #3 |
| Legal Subdivision | PEPPER VALLEY SUBD |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 852607 |
8 S Cambridge Dr is owned and occupied by two individuals who bought it in October 2017.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 S CAMBRIDGE DR, GENEVA, IL 60134-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC |
| Feb 11, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Feb 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 13, 2017 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2017 · Amount on File |
| Deed Sale | Oct 13, 2017 · Amount on File |
| Prior Sale | Jul 13, 2000 · Amount on File |
| Deed Document Number | 201754020 |
| Prior Transfer Date | Mar 29, 2006 |
| Prior Transfer Doc | 0000035218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 8 S CAMBRIDGE DR, GENEVA, IL 60134-1723 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000091915 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021K091915 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 8 S CAMBRIDGE DR, GENEVA, IL 60134-1723 |
| Document Number | 0000013283 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 8 S CAMBRIDGE DR GENEVA IL 601341723, GENEVA, IL 60134-1723 |
| Document Number | 0000013283 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 13283 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 8 S CAMBRIDGE DR, GENEVA, IL 60134-1723 |
| Document Number | 0000010424 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8 S CAMBRIDGE DR GENEVA IL 601341723, GENEVA, IL 60134-1723 |
| Document Number | 0000010424 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 10424 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 13, 2017 |
| Property Address | 8 S CAMBRIDGE DR, GENEVA, IL 60134-1723 |
| Document Number | 0000054020 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 2017K054020 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8 S CANRUDGE DR, GENEVA, IL 60134 |
| Document Number | 0000054021 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 2017K054021 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 8 S Cambridge Dr was $8,939 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,939.00 Homeowner's exemption | $131,768 (+8.5%) Land $36,125 Building $95,643 | $395,462 (+8.5%) Land $108,418 Building $287,044 |
| 2024 | $121,445 Land $33,295 Building $88,150 | $364,481 Land $99,925 Building $264,556 | |
| 2022 | $8,064.00 (+3.07%) Homeowner's exemption | $102,587 (+3.86%) Land $28,125 Building $74,462 | $307,761 (+3.86%) Land $84,375 Building $223,386 |
| 2021 | $7,824.00 Homeowner's exemption | $98,775 Land $27,080 Building $71,695 | $296,325 Land $81,240 Building $215,085 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8 S Cambridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 8 S Cambridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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