8 Ruthven Ter, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 8 Ruthven Ter, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,066 sqft · built 1900
Lot Size	0.056 acres (2,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Oct 2020)
Tax Bill	$5,303 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:094 L:522 S:021`

Property Details

APN / Parcel Number

Primary APN	`B:094 L:522 S:021`
Alternative APN	`LYNN M:094 B:522 L:021`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,066 sqft Living Area
Gross Area	1,742 sqft
Basement Area	568 sqft
Unfinished Basement	568 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	2,431 sqft (0.056 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8 RUTHVEN TER
City	LYNN
State	MA
Zip	01902-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	522
Legal Lot Number	21
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4007
Census Tract	206600

Owner

Source: Essex County and Lynn City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 RUTHVEN TER, LYNN, MA 01902-2425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 19, 2020	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK
Jan 27, 2020	Foreclosure PEOPLES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Jan 27, 2020 · Amount on Record
Deed Book / Page	39069 / 240
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	3906000240
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	8 RUTHVEN TER, LYNN, MA 01902-2425
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042364-46
Date	Oct 8, 2024
Book Page	42364/46
Instrument	20241008000230

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 19, 2020
Property Address	8 RUTHVEN TER, LYNN, MA 01902-2425
Document Number	39069-240
Book / Page	39069 / 240
Instrument Date	Oct 16, 2020
Instrument	20201019000030
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 RUTHVEN TER, LYNN, MA 01902-2425

Mortgage

Document Number	201019000040
Date	Oct 19, 2020
Instrument	201019000040

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	LYNN MA
Recording Date	Jan 27, 2020
Property Address	8 RUTHVEN TER, LYNN, MA 01902-2425
Document Number	38215-382
Book / Page	038215 / 000382
Instrument Date	Nov 13, 2019
Instrument	27000350
Transaction Type	Foreclosure
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	790 SARATOGA ST #2 EAST BOSTON MA 021283907, 2, EAST BOSTON, MA 02128-3907

Mortgage

Document Number	38215-389
Date	Jan 27, 2020
Book Page	038215/000389
Instrument	27000380

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,303.00 (+5.76%)	$511,900 (+7.5%) Land $168,300 Building $343,600	$465,405
2024	$5,014.00 (+4.44%)	$476,200 (+10.59%) Land $161,000 Building $315,200
2023	$4,801.00	$430,600 Land $172,100 Building $258,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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