8 Riverside Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 8 Riverside Ave, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,912 sqft · built 2006
Lot Size	0.486 acres (21,168 sqft)
Owner	Individual Name on File
Last Sale	$720,000 (Nov 2021)
Tax Bill	$7,803 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:25 L:201`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:25 L:201`
Alternative APNs	`M:0025 B:0000 L:0201` `110835`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	6,000 sqft
1st Floor Area	1,912 sqft
Basement Area	1,912 sqft
Unfinished Basement	112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,168 sqft (0.486 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	110835
Street Address	8 RIVERSIDE AVE
City	DRACUT
State	MA
Zip	01826-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	201
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	4
Census Block	4004
Census Tract	314102

Owner

8 Riverside Ave is owned and occupied by an individual who bought it in November 2021.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8 RIVERSIDE AVE, DRACUT, MA 01826-1242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Deed of Trust, Mortgage · Line of Credit JEANNE D ARC CU
Sep 21, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage ONTO MORTGAGE
Nov 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ONTO MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Apr 27, 2005
Deed Document Number	202167680
Deed Book / Page	36531 / 208
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	8 RIVERSIDE AVE, DRACUT, MA 01826-1242
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039210-36
Date	Apr 28, 2025
Book Page	39210/36
Instrument	12133

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2045

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	8 RIVERSIDE AVE, DRACUT, MA 01826-1242
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037391-171
Date	Sep 21, 2022
Book Page	37391/171
Instrument	39656

Lender

Name	ONTO MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Nov 19, 2021
Property Address	8 RIVERSIDE AVE, DRACUT, MA 01826-1242
Document Number	36531-208
Book / Page	36531 / 208
Instrument Date	Nov 19, 2021
Instrument	67680
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 RIVERSIDE AVE, DRACUT, MA 01826-1242

Mortgage

Document Number	67681
Date	Nov 19, 2021
Instrument	67681

Lender

Name	ONTO MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 8 Riverside Ave was $7,803, up 3.2% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,803.00 (+3.21%)	$806,900 (+8.02%) Land $226,400 Building $580,500	$768,930 (-)
2025	$7,560.00 (-2.95%)	$747,000 (+0.2%) Land $207,700 Building $539,300	$768,930 (+7.02%)
2024	$7,790.00 (+4.48%)	$745,500 (+15.78%) Land $197,800 Building $547,700	$718,485
2023	$7,456.00	$643,900 Land $172,000 Building $471,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Riverside Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Riverside Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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