Middlesex County and Concord Town property record for 8 River St, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,094 sqft · built 1924 |
| Lot Size | 0.25 acres (10,871 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $649,000 (Mar 2002) |
| Tax Bill | $172 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Nov 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:9G B:709 |
| Primary APN | CONC M:9G B:709 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,094 sqft Living Area |
| Gross Area | 3,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,871 sqft (0.25 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2841 |
|---|---|
| Street Address | 8 RIVER ST |
| City | CONCORD |
| State | MA |
| Zip | 01742-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 709 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 361100 |
Source: Middlesex County and Concord Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 8 RIVER ST, CONCORD, MA 01742-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MIDDLESEX SAVINGS BANK |
| Nov 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Nov 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Oct 23, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2002 · Amount on Record |
| Deed Sale | Mar 29, 2002 · Amount on Record |
| Prior Sale | Sep 5, 1996 · Amount on Record |
| Last Transfer Date | Jun 14, 2021 |
| Transfer Doc | 079249-595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 8 RIVER ST, CONCORD, MA 01742-2224 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081606-479 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 81606/479 |
| Instrument | 58137 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 8 RIVER ST, CONCORD, MA 01742-2224 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00079250-1 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 79250/1 |
| Instrument | 259184 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Nov 30, 2021 |
| Property Address | 8 RIVER ST, CONCORD, MA 01742-2224 |
| Document Number | 079249-595 |
| Book / Page | 79249 / 595 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 259183 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8 RIVER ST, CONCORD, MA 01742-2224 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Nov 30, 2021 |
| Property Address | 8 RIVER ST, CONCORD, MA 01742-2224 |
| Document Number | 0079250-25 |
| Book / Page | 79250 / 25 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 259186 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 RIVER ST, CONCORD, MA 01742-2224 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Oct 23, 2019 |
| Property Address | 8 RIVER ST, CONCORD, MA 01742-2224 |
| Document Number | 73508-70 |
| Book / Page | 073508 / 000070 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 163588 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 RIVER ST CONCORD MA 017422224, CONCORD, MA 01742-2224 |
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $172.00 (-98.99%) | $1,297,900 (-) Land $815,200 Building $482,700 | $1,873,875 |
| 2024 | $17,041.00 (+16.68%) | $1,297,900 (+15.17%) Land $815,200 Building $482,700 | |
| 2023 | $14,605.00 | $1,126,900 Land $666,900 Building $460,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1979–2010) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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