8 Ridge Cir, Sebago, ME 04029 Property Records

Cumberland County and Sebago Town property record for 8 Ridge Cir, Sebago, ME 04029

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 840 sqft · built 1992
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on Record
Tax Bill$3,393 (2025)
Deeds & MortgagesMay 2025 Mortgage
May 2022 Refinance
Flood ZoneZone X (minimal risk)
APNM:004 L:001-01

Property Details

APN / Parcel Number

Primary APNM:004 L:001-01
Alternative APNs
  • SEBA M:004 L:001 S:01
  • 1555

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area840 sqft Living Area
Gross Area2,670 sqft
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Roof TypeGable
Roof MaterialAsphalt
Lot Area60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number1555
Street Address8 RIDGE CIR
CitySEBAGO
StateME
Zip04029-3401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number1
JurisdictionSEBAGO ME
Township / Civil DivisionSEBAGO
Census Block Group2
Census Block2018
Census Tract16500

Owner

Source: Cumberland County and Sebago Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8 RIDGE CIR, SEBAGO, ME 04029-3401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2025Deed of Trust, Mortgage
TRUCHOICE FEDERAL CREDIT UNION
May 17, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
TRUCHOICE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBAGO ME
Property Address8 RIDGE CIR, SEBAGO, ME 04029-3401
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0414200266
DateMay 2, 2025
Book Page41420/266
Instrument15182
Lender
NameTRUCHOICE FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBAGO ME
Property Address8 RIDGE CIR, SEBAGO, ME 04029-3401
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0394280085
DateMay 17, 2022
Book Page39428/85
Instrument25561
Lender
NameTRUCHOICE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Sebago Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionSebago Town
Unified School DistrictSebago Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,393.00 (+14.32%)$228,672 (-) Land $64,070 Building $164,602
2023$2,968.00 (+24.81%)$228,672 (-) Land $64,070 Building $164,602
2022$2,378.00$228,672 Land $64,070 Building $164,602

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sebago Fiber & WiFi
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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