8 Raintree Ct, Cary, IL 60013 Property Records

McHenry County property record for 8 Raintree Ct, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,786 sqft · built 1989
Lot Size	0.294 acres (12,806 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Sep 2026)
Tax Bill	$7,764 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-14-452-019`

Property Details

APN / Parcel Number

Primary APN	`19-14-452-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,786 sqft Living Area
1st Floor Area	994 sqft
Basement Area	754 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	12,806 sqft (0.294 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8 RAINTREE CT
City	CARY
State	IL
Zip	60013-2482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0023958 & 2020R0049872 LT 183 AMENDED PER REREC FOX TRAILS PHASE 1 MEMO: GESSWEIN, CAITLYN MARIE/LITVAN, CORINNE
Legal Subdivision	FOX TRAILS PHASE 1
Legal Phase	1
Legal Block	452
Legal Lot Number	183
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3001
Census Tract	871312

Owner

8 Raintree Ct is owned by an individual who bought it in September 2026.

Source: McHenry County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1602 WARWICK CT, B1, WHEELING, IL 60090-7117
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jul 6, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 19, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Nov 18, 2020 · Amount on File
Deed Document Number	202626902
Prior Transfer Date	Jun 29, 2022
Prior Transfer Doc	0000023958
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 15, 2026
Property Address	8 RAINTREE CT, CARY, IL 60013-2482
Document Number	0000026902
Instrument Date	Sep 14, 2026
Instrument	202626902
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026903,
Date	Sep 15, 2026
Instrument	202626903

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 6, 2022
Property Address	8 RAINTREE CT, CARY, IL 60013-2482
Document Number	0000023958
Map Reference	DOC 831493
Instrument Date	Jun 29, 2022
Instrument	2022R0023958
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1824 E WOOD LN, 1824, MOUNT PROSPECT, IL 60056-1756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RAINTREE CT, CARY, IL 60013-2482

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 18, 2020
Property Address	8 RAINTREE CT, CARY, IL 60013-2482
Document Number	0000049872
Map Reference	DOC 800652
Instrument Date	Nov 9, 2020
Instrument	2020R0049872
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8 RAINTREE CT, CARY, IL 60013-2482

Mortgage

Document Number	0000049873
Date	Nov 18, 2020
Instrument	2020R0049873

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	8 RAINTREE CT, CARY, IL 60013-2482
Document Number	0000024018
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RAINTREE CT CARY IL 600132482, CARY, IL 60013-2482

Mortgage

Document Number	0000024018
Date	Jul 18, 2018
Instrument	24018

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,764.00	$100,202 Land $9,715 Building $90,487	$300,606 Land $29,145 Building $271,461
2022	Homeowner's exemption	$86,273 Land $9,869 Building $76,404	$258,819 Land $29,607 Building $229,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Raintree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Raintree Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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