8 Radcliffe Ct, Elkton, MD 21921 Property Records

Cecil County property record for 8 Radcliffe Ct, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,168 sqft · built 2005
Lot Size	0.205 acres (8,919 sqft)
Owner	Individual Name on Record
Last Sale	$303,400 (Nov 2005)
Tax Bill	$5,287 (2026)
Deeds & Mortgages	Jan 2023 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-086968`

Property Details

APN / Parcel Number

Primary APN	`03-086968`
Alternative APNs	`3086968` `086968`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,168 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,919 sqft (0.205 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	156 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	086968
Street Address	8 RADCLIFFE CT
City	ELKTON
State	MD
Zip	21921-6550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 137 - .2048 ACRE 8 RADCLIFFE COURT KENSINGTON COURTS
Legal Subdivision	KENSINGTON COURTS
Legal Block	4
Legal Lot Number	137
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1014
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 RADCLIFFE CT, ELKTON, MD 21921-6550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Sep 8, 2020	Deed of Trust, Mortgage RESIDENTIAL MTG SVC
Sep 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2005 · Amount on Record
Deed Sale	Nov 7, 2005 · Amount on Record
Prior Sale	Nov 7, 2005 · Amount on Record
Deed Book / Page	2019 / 542
Last Transfer Date	Aug 24, 2020
Transfer Doc	0046840432
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	8 RADCLIFFE CT, ELKTON, MD 21921-6550
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	MARVEL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052780468
Date	Jan 3, 2023
Book Page	5278/468

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 23, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	8 RADCLIFFE CT, ELKTON, MD 21921-6550
Document Number	0046840416
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 KELLYS DR RISING SUN MD 219112055, RISING SUN, MD 21911-2055

Mortgage

Document Number	0046840416
Date	Sep 21, 2020
Book Page	004684/000416

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	PORTLAND, ME 04106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Sep 21, 2020
Property Address	8 RADCLIFFE CT, ELKTON, MD 21921-6550
Document Number	0046840432
Book / Page	4684 / 432
Map Reference	LB 13 FO 67
Instrument Date	Aug 24, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRSH TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8 RADCLIFFE CT, ELKTON, MD 21921-6550

Mortgage

Document Number	0004684436
Date	Sep 21, 2020
Instrument	4684/436

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,287.00 (+5.03%) Homeowner's exemption	$320,133 (+7.55%)	$342,600 (-) Land $94,400 Building $248,200
2025	$5,034.00 (+24.54%) Homeowner's exemption	$297,667 (+9.21%)	$342,600 (+24.49%) Land $94,400 Building $248,200
2023	$4,042.00 Homeowner's exemption	$272,567	$275,200 Land $62,900 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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