Bergen County and Dumont Borough property record for 8 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,204 sqft · built 1920 |
| Lot Size | 0.099 acres (4,299 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Dec 2016) |
| Tax Bill | $10,186 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01109-0000-00046 |
| Primary APN | 10-01109-0000-00046 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,204 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 4,299 sqft (0.099 acres) |
| Lot Dimensions | 100 ft deep x 43 ft wide |
| Account Number | 058000 |
|---|---|
| Street Address | 8 PROSPECT AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 43X100 |
| Legal Subdivision | J KONZE |
| Legal Block | 1109 |
| Legal Lot Number | 46 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7007 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 PROSPECT AVE, DUMONT, NJ 07628-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2016 · Amount on Record |
| Deed Sale | Dec 29, 2016 · Amount on Record |
| Deed Document Number | 2016102106 |
| Deed Book / Page | 2485 / 25 |
| Prior Transfer Date | Feb 28, 2000 |
| Prior Transfer Doc | 0000035145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 14, 2026 |
| Property Address | 8 PROSPECT AVE, DUMONT, NJ 07628-3301 |
| Document Number | 0000047662 |
| Book / Page | 5846 / 1607 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202647662 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 8 PROSPECT AVE, DUMONT, NJ 07628-3301 |
| Document Number | 0000047662, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 5846/1607 |
| Instrument | 202647662 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 10, 2066 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 8 PROSPECT AVE, DUMONT, NJ 07628-3301 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042741160 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 4274/1160 |
| Instrument | 2021114175 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Mar 1, 2051 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,700 (+7.44%) Land $281,700 Building $186,000 | $467,700 (+7.44%) Land $281,700 Building $186,000 | |
| 2025 | $10,186.00 (+8.67%) | $435,300 (+88.77%) Land $258,600 Building $176,700 | $435,300 (+88.77%) Land $258,600 Building $176,700 |
| 2024 | $9,373.00 (+4.68%) | ||
| 2023 | $230,600 Land $136,300 Building $94,300 | $230,600 Land $136,300 Building $94,300 | |
| 2022 | $8,954.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1979–2021) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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