8 Pratt St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 8 Pratt St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,332 sqft · built 1928
Lot Size	0.144 acres (6,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Nov 1997)
Tax Bill	$5,480 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-G B:0007 L:0008`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-G B:0007 L:0008`
Alternative APNs	`M:006=G B:0007 L:0008` `4240031`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area
Gross Area	2,294 sqft
1st Floor Area	814 sqft
Basement Area	653 sqft
Unfinished Basement	653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,286 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4240031
Street Address	8 PRATT ST
City	SAUGUS
State	MA
Zip	01906-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	7
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3016
Census Tract	208101

Owner

Source: Essex County and Saugus Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 PRATT ST, SAUGUS, MA 01906-2617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2019	Deed of Trust, Mortgage · Balloon Mortgage NORTH SHORE BANK
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ARC HOME LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 1997 · Amount on Record
Deed Sale	Nov 21, 1997 · Amount on Record
Prior Sale	Aug 19, 1997 · Amount on Record
Deed Book / Page	14442 / 2
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	8 PRATT ST, SAUGUS, MA 01906-2617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37735-298
Date	Aug 7, 2019
Book Page	37735/298
Instrument	20190807002630

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	8 PRATT ST, SAUGUS, MA 01906-2617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39214-414
Date	Nov 23, 2020
Book Page	39214/414
Instrument	20201123005250

Lender

Name	ARC HOME LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,480.00 (+4.58%)	$513,100 (+4.29%) Land $302,000 Building $211,100	$497,990
2024	$5,240.00 (+2.81%)	$492,000 (+8.68%) Land $284,700 Building $207,300
2023	$5,097.00	$452,700 Land $250,200 Building $202,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 6 condo units
Nearby Flood Claims	2 (1978–1996)
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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