8 Pine St, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 8 Pine St, Manchester, MA 01944 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,965 sqft · built 1903
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Company Names on File
Tax Bill	$8,635 (2025)
Deeds & Mortgages	Mar 2022 Refinance Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0028 B:0000 L:0005`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0028 B:0000 L:0005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,965 sqft Living Area
Gross Area	4,821 sqft
Basement Area	1,149 sqft
Unfinished Basement	1,149 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	8 PINE ST
City	MANCHESTER
State	MA
Zip	01944-1046
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	5
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	4
Census Block	4025
Census Tract	218100

Owner

Source: Essex County and Manchester-by-the-Sea Town records · APN MANC M:0028 B:0000 L:0005

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	8 PINE ST, MANCHESTER, MA 01944-1046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	8 PINE ST, MANCHESTER, MA 01944-1046
Transaction Type	Mortgage
Record Updated	Apr 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040805-406
Date	Mar 21, 2022
Book Page	40805/406
Instrument	20220321003980

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	8 PINE ST, MANCHESTER, MA 01944-1046
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40199-219
Date	Aug 23, 2021
Book Page	40199/219
Instrument	20210823001610

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,635.00 (+7.87%)	$943,700 (+10.22%) Land $391,000 Building $552,700
2024	$8,005.00 (+4.56%)	$856,200 (+16.65%) Land $372,400 Building $483,800
2023	$7,656.00	$734,000 Land $333,600 Building $400,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092181004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Nearby Flood Policies	26 in force
Nearby Flood Claims	4 (1991–2018)
Most Recent Claim	Jan 2018, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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