8 Pine Island Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 8 Pine Island Rd, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 6 ba · 2,636 sqft · built 1990
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2020)
Tax Bill	$3,039 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R60004800000590000`

Property Details

APN / Parcel Number

Primary APN	`R60004800000590000`
Alternative APN	`00518452`

Interior

Bedrooms	1 Bed
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,636 sqft Living Area

Exterior

Year Built	Built 1990
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00518452
Old Parcel Number	R60004800000590000
Street Address	8 PINE ISLAND RD
City	BLUFFTON
State	SC
Zip	29910-7233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 35 JOSEPHINE U PB40 P55
Legal Subdivision	PINE ISLAND/RIVERVIEW TERRACE
Legal Lot Number	35
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3007
Census Tract	2108

Owner

8 Pine Island Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 PINE ISLAND RD, BLUFFTON, SC 29910-7233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Jun 8, 2020	Warranty Deed, Transfer · Line of Credit CARAMAR RENTALS & INVS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	Nov 18, 2015
Deed Document Number	2020029754
Deed Book / Page	3871 / 2059
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	8 PINE ISLAND RD, BLUFFTON, SC 29910-7233
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PINE ISLAND RD, BLUFFTON, SC 29910-7233

Mortgage

Document Number	0000062887
Date	Nov 18, 2022
Book Page	4198/3381
Instrument	2022062887

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	478 Months
Due	Sep 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	8 PINE ISLAND RD, BLUFFTON, SC 29910-7233
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021738
Date	Mar 26, 2021
Book Page	3989/2316
Instrument	2021021738

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 8, 2020
Property Address	8 PINE ISLAND RD, BLUFFTON, SC 29910-7233
Document Number	0000029754
Book / Page	003871 / 002059
Instrument Date	Jun 1, 2020
Instrument	29754
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,943.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 PINE ISLAND RD BLUFFTON SC 299107233, BLUFFTON, SC 29910-7233

Mortgage

Document Number	29755
Date	Jun 8, 2020
Book Page	003871/002062
Instrument	29755

Lender

Name	CARAMAR RENTALS & INVS LLC
Address	1 1ST ST, BLUFFTON, SC 29910-8212

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8 Pine Island Rd was $3,039, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,039.00 (-0.07%)	$24,150 (-34.12%)
2024	$3,041.00	$36,656 (-) Land $15,120 Building $21,536	$916,400 (-) Land $378,000 Building $538,400
2023	$3,041.00 (+8.92%)	$36,656 (+74.55%) Land $15,120 Building $21,536	$916,400 (+74.55%) Land $378,000 Building $538,400
2022	$2,792.00	$21,000 Land $7,000 Building $14,000	$525,000 Land $175,000 Building $350,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Pine Island Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 214 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	366 units insured incl. 152 condo units
Nearby Flood Claims	29 (1979–2024)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 11 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Pine Island Rd is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 92% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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