8 Pearl St, Baltic, CT 06330 Property Records

Sprague Town property record for 8 Pearl St, Baltic, CT 06330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1989
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Aug 2018)
Tax Bill	$5,864 (2025)
Deeds & Mortgages	Nov 2024 Refinance Mar 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P0061500`

Property Details

APN / Parcel Number

Primary APN	`P0061500`
Alternative APN	`SPRA M:16 B:02 L:27`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	4,204 sqft
1st Floor Area	1,760 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P0061500
Street Address	8 PEARL ST
City	BALTIC
State	CT
Zip	06330-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HV
Legal Block	2
Legal Lot Number	27
Jurisdiction	SPRAGUE CT
Township / Civil Division	SPRAGUE
Census Block Group	4
Census Block	4004
Census Tract	711100

Owner

Source: Sprague Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 PEARL ST, BALTIC, CT 06330-1216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 1, 2020	Deed of Trust, Mortgage · Commercial Mortgage NORCOM MORTGAGE
Aug 28, 2018	Warranty Deed, Transfer · Conventional with PMI NORWICH COM'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on Record
Deed Sale	Aug 28, 2018 · Amount on Record
Deed Book / Page	101 / 1074
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRAGUE CT
Property Address	8 PEARL ST, BALTIC, CT 06330-1216
Transaction Type	Mortgage
Record Updated	Nov 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00113-1016
Date	Nov 12, 2024
Book Page	113/1016
Instrument	2024000468

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Dec 1, 2064

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRAGUE CT
Property Address	8 PEARL ST, BALTIC, CT 06330-1216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	101-445
Date	Mar 26, 2018
Book Page	101/445

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2043

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRAGUE CT
Property Address	8 PEARL ST, BALTIC, CT 06330-1216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	104-1002
Date	Jun 1, 2020
Book Page	104/1002
Instrument	20200000204

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRAGUE CT
Recording Date	Aug 28, 2018
Property Address	8 PEARL ST, BALTIC, CT 06330-1216
Document Number	101-1074
Book / Page	000101 / 001074
Instrument Date	Aug 28, 2018
Transaction Type	Transfer
Record Updated	Sep 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SECURITY DR AVON CT 060014226, AVON, CT 06001-4226

Mortgage

Document Number	101-1077
Date	Aug 28, 2018
Book Page	000101/001077

Lender

Name	NORWICH COM'L

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Sprague Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sprague Town
Elementary School District	Sprague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,864.00	$192,890 (-) Land $49,510 Building $143,380	$135,023 Land $34,657 Building $100,366
2024	$5,864.00 (+6.68%)
2023	$5,497.00 (+9.35%)	$192,890 (+39.1%) Land $49,510 Building $143,380
2022	$5,027.00	$138,670 Land $33,550 Building $105,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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