Westerly Town property record for 8 Osprey Ln, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 954 sqft · built 1982 |
| Lot Size | 0.469 acres (20,436 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (May 2000) |
| Tax Bill | $2,647 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:114 B:47 |
| Primary APN | WEST M:114 B:47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| Gross Area | 2,402 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,436 sqft (0.469 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 2091010 |
|---|---|
| Street Address | 8 OSPREY LN |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 47 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 50902 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 OSPREY LN, WESTERLY, RI 02891-4930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2000 · Amount on Record |
| Deed Sale | May 31, 2000 · Amount on Record |
| Deed Book / Page | 831 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 8 OSPREY LN, WESTERLY, RI 02891-4930 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023-13664 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 2023/13664 |
| Instrument | 2023-3385 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 8 OSPREY LN, WESTERLY, RI 02891-4930 |
| Document Number | 2017-8439 |
| Book / Page | 002017 / 018439 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | 8 OSPREY LN WESTERLY RI 028914930, WESTERLY, RI 02891-4930 |
| Document Number | 2017-8439 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 002017/018439 |
| Instrument | 4554 |
| Name | HOME PT FIN'L |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,647.00 (-8.88%) | $372,300 (+23.28%) Land $186,100 Building $186,200 | $442,025 |
| 2023 | $2,905.00 (+1.68%) | $302,000 (+1.07%) Land $132,900 Building $169,100 | |
| 2022 | $2,857.00 | $298,800 Land $132,900 Building $165,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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