8 Old Bray St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 8 Old Bray St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 1906
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Feb 2016)
Tax Bill	$5,636 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0236 B:0007 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0236 B:0007 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,398 sqft Living Area
Gross Area	2,727 sqft
1st Floor Area	972 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	8 OLD BRAY ST
City	GLOUCESTER
State	MA
Zip	01930-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB
Legal Block	7
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2007
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 OLD BRAY ST, GLOUCESTER, MA 01930-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
Jun 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit FIRST IPSWICH BANK
Jul 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2016 · Amount on File
Deed Sale	Feb 29, 2016 · Amount on File
Prior Sale	Feb 18, 2005
Deed Document Number	2016500
Deed Book / Page	34743 / 431
Transfer Doc	034743-431
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 13, 2026
Property Address	8 OLD BRAY ST, GLOUCESTER, MA 01930-1522
Document Number	043324-565
Book / Page	43324 / 565
Instrument Date	Apr 7, 2026
Instrument	2026240
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OLD BRAY ST, GLOUCESTER, MA 01930-1522
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000240,
Date	Apr 13, 2026
Book Page	43324/565
Instrument	2026240

Lender

Name	SALEM FIVE CENTS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	8 OLD BRAY ST, GLOUCESTER, MA 01930-1522
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040980-520
Date	Jun 6, 2022
Book Page	40980/520
Instrument	20220606000770

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2062

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	8 OLD BRAY ST, GLOUCESTER, MA 01930-1522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37341-207
Date	Feb 22, 2019
Book Page	37341/207
Instrument	20190222000010

Lender

Name	FIRST IPSWICH BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	8 OLD BRAY ST, GLOUCESTER, MA 01930-1522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38736-451
Date	Jul 22, 2020
Book Page	38736/451
Instrument	20200722001780

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,636.00 (+11.23%)	$605,400 (+16.13%) Land $202,900 Building $402,500	$640,197 (+16.69%)
2025	$5,067.00 (+1.3%)	$521,300 (+1.4%) Land $150,200 Building $371,100
2024	$5,002.00 (+4.6%)	$514,100 (+13.84%) Land $143,000 Building $371,100	$548,625
2023	$4,782.00	$451,600 Land $127,700 Building $323,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2007 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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