8 Ocean View Hwy, Westerly, RI 02891 Property Records

Westerly Town property record for 8 Ocean View Hwy, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	6 bd · 9 ba · 7,276 sqft · built 1928
Lot Size	2.57 acres (111,949 sqft)
Owner	Individual Name on Record
Last Sale	$3,200,000 (May 2021)
Tax Bill	$39,569 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`WEST M:180 B:10`

Property Details

APN / Parcel Number

Primary APN	`WEST M:180 B:10`
Alternative APNs	`M:180 B:10 L` `4016150`

Interior

Bedrooms	6 Beds
Full Baths	9 Baths
Half Baths	2 Half Baths
Total Rooms	18 Rooms
Stories	3 Stories
Building Area	7,276 sqft Living Area
Gross Area	12,089 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	111,949 sqft (2.57 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4016150
Street Address	8 OCEAN VIEW HWY
City	WESTERLY
State	RI
Zip	02891-5247
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	10
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1044
Census Tract	51000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 OCEAN VIEW HWY, WESTERLY, RI 02891-5247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage THE WASHINGTON TRUST CO OF WESTERLY
May 28, 2021	Deed, Transfer · Stand-Alone First Mortgage UBS BANK USA
Jul 23, 2018	Trustee's Deed, Transfer
Jul 23, 2018	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Deed Document Number	20212021-3240
Deed Book / Page	2021 / 14648
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	8 OCEAN VIEW HWY, WESTERLY, RI 02891-5247
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025-15469
Date	Oct 29, 2025
Book Page	2025/15469
Instrument	2025-3742

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	May 28, 2021
Property Address	8 OCEAN VIEW HWY, WESTERLY, RI 02891-5247
Document Number	2021-14648
Book / Page	2021 / 14648
Instrument Date	May 27, 2021
Instrument	2021-3240
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	20213241
Date	May 28, 2021
Instrument	2021-3241

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Jun 1, 2028
Max Rate At Change	3%
Index	Other
Margin	3

July 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 23, 2018
Property Address	8 OCEAN VIEW HWY, WESTERLY, RI 02891-5247
Document Number	2018-2171
Book / Page	002018 / 012171
Instrument Date	Jul 21, 2018
Instrument	3051
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23 ICE POND RD WESTERLY RI 028914117, WESTERLY, RI 02891-4117

July 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 23, 2018
Property Address	8 OCEAN VIEW HWY, WESTERLY, RI 02891-5247
Document Number	2018-2166
Book / Page	002018 / 012166
Instrument Date	Jul 21, 2018
Instrument	3050
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23 ICE POND RD WESTERLY RI 028914117, WESTERLY, RI 02891-4117

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$39,569.00 (+40.29%)	$5,565,300 (+89.82%) Land $3,636,800 Building $1,928,500	$7,095,385
2023	$28,205.00 (-0.91%)	$2,931,900 (-1.53%) Land $2,338,900 Building $593,000
2022	$28,464.00	$2,977,400 Land $2,338,900 Building $638,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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