8 Oberlin Rd, Wanchese, NC 27981 Property Records

Dare County property record for 8 Oberlin Rd, Wanchese, NC 27981

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 1987
Lot Size	0.597 acres (26,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Jun 2008)
Tax Bill	$1,322 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`979711578125`

Property Details

APN / Parcel Number

Primary APN	`979711578125`
Alternative APN	`023687005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,543 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,000 sqft (0.597 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	979711578125
Street Address	8 OBERLIN RD
City	WANCHESE
State	NC
Zip	27981-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 5 BLK: SEC: PL:B SL:194
Legal Subdivision	ROSCOE GALLOP
Legal Lot Number	5
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	1
Census Block	1026
Census Tract	970602

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 OBERLIN RD, WANCHESE, NC 27981-9405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2008 · Amount on Record
Deed Sale	Jun 24, 2008 · Amount on Record
Deed Document Number	20086243031
Deed Book / Page	1772 / 59
Prior Transfer Date	Jun 20, 2008
Prior Transfer Doc	001772/059
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	8 OBERLIN RD, WANCHESE, NC 27981-9405
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002412/801
Date	Sep 15, 2020
Book Page	2412/801
Instrument	700083875

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	8 OBERLIN RD, WANCHESE, NC 27981-9405
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002530/109
Date	Jul 28, 2021
Book Page	2530/109
Instrument	700103169

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	NAGS HEAD, NC 27959

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,322.00	$333,300 (-) Land $75,200 Building $258,100	$333,300 (-) Land $75,200 Building $258,100
2025	$1,322.00 (+27.85%)	$333,300 (+83.51%) Land $75,200 Building $258,100
2023	$1,034.00	$181,621 Land $69,900 Building $111,721
2020			$333,300 Land $75,200 Building $258,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	172 (1983–2023)
Claims Outside the SFHA	3 of 172
Most Recent Claim	Apr 2023 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 88 claims Hurricane Isabel, Sep 2003 · 10 claims Severe Snowfall & Winter Storm, Mar 1993 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 97.6% of North Carolina
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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