8 Oakwood Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 8 Oakwood Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,440 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Aug 2005)
Tax Bill	$3,327 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T990300046`

Property Details

APN / Parcel Number

Primary APN	`T990300046`
Alternative APN	`2-0033-7932-00-0069.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T990300046
Old Parcel Number	T990300046
Street Address	8 OAKWOOD CT
City	O FALLON
State	MO
Zip	63366-1078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWS AT ROYAL OAKS ADDN #2 LOT 69
Legal Range	03E
Legal Township	47N
Legal Subdivision	MEADOWS AT ROYAL OAKS ADDN #2
Legal Lot Number	69
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2020
Census Tract	311801

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 OAKWOOD CT, O FALLON, MO 63366-1078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Sep 14, 2020	Deed of Trust, Mortgage WEST CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2005 · Amount on Record
Deed Sale	Aug 23, 2005 · Amount on Record
Prior Sale	Oct 12, 1999
Deed Document Number	0004269146
Deed Book / Page	4269 / 146
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 OAKWOOD CT, O FALLON, MO 63366-1078
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OAKWOOD CT, O FALLON, MO 63366-1078

Mortgage

Document Number	0000029713
Date	May 25, 2022
Instrument	2022R-029713

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 OAKWOOD CT, O FALLON, MO 63366-1078
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067320817
Date	Apr 24, 2017
Book Page	6732/0817
Instrument	20170424000245320

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 OAKWOOD CT, O FALLON, MO 63366-1078
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069451519
Date	Jul 9, 2018
Book Page	6945/1519
Instrument	20180709000383980

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 3, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 OAKWOOD CT, O FALLON, MO 63366-1078
Document Number	0000069892
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 OAKWOOD CT O FALLON MO 633661078, O FALLON, MO 63366-1078

Mortgage

Document Number	0000069892
Date	Sep 21, 2020
Instrument	69892

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O'FALLON, MO 63368

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,327.00	$51,685 (+10.79%)	$272,026 (+10.79%)
2023		$46,651
2022			$245,529 Land $40,000 Building $205,529

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

Nearby Properties on Oakwood Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures