Stonington Town property record for 8 Oak St, Stonington, CT 06378
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1940 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $348,000 (Jul 2019) |
| Tax Bill | $7,588 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | STON M:129 B:2 L:4 |
| Primary APN | STON M:129 B:2 L:4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,360 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 666400 |
|---|---|
| Street Address | 8 OAK ST |
| City | STONINGTON |
| State | CT |
| Zip | 06378-2768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-20 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | STONINGTON CT |
| Township / Civil Division | STONINGTON |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 705200 |
8 Oak St is owned and occupied by two individuals who bought it in July 2019.
Source: Stonington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 OAK ST, STONINGTON, CT 06378-2768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NATIONSTAR MORTGAGE LLC |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MTG |
| Jul 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Dec 14, 2018 | Deed of Trust, Mortgage · FHA Mortgage RETIREMENT FNDG SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on File |
| Deed Sale | Jul 24, 2019 · Amount on File |
| Deed Document Number | 20193044540002 |
| Deed Book / Page | 789 / 686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONINGTON CT |
| Property Address | 8 OAK ST, STONINGTON, CT 06378-2768 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00853-1085 |
|---|---|
| Date | Dec 8, 2023 |
| Book Page | 853/1085 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONINGTON CT |
| Property Address | 8 OAK ST, STONINGTON, CT 06378-2768 |
| Document Number | 811-365 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 8 OAK ST STONINGTON CT 063782768, STONINGTON, CT 06378-2768 |
| Document Number | 811-365 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 000811/000365 |
| Name | FIRST GUARANTY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STONINGTON CT |
| Recording Date | Jul 24, 2019 |
| Property Address | 8 OAK ST, STONINGTON, CT 06378-2768 |
| Document Number | 789-686 |
| Book / Page | 000789 / 000686 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 44540002 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SOUTTH ANGUILIA RD PAWCATUCK CT 06379, PAWCATUCK, CT 06379 |
| Document Number | 789-688 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 000789/000688 |
| Instrument | 44550017 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONINGTON CT |
| Property Address | 8 OAK ST, STONINGTON, CT 06378-2768 |
| Document Number | 783-697 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Name | Verified Name |
|---|---|
| Address | 8 OAK ST STONINGTON CT 063782768, STONINGTON, CT 06378-2768 |
| Document Number | 783-697 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 000783/000697 |
| Instrument | 11670016 |
| Name | RETIREMENT FNDG SOLUTIONS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 624 Months |
| Due | Dec 18, 2070 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 8 Oak St was $7,588, up 5% from the year before.
Source: Stonington Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Stonington Town |
| Unified School District | Stonington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,588.00 (+5.04%) | $357,600 (-) Land $163,000 Building $194,600 | $595,429 (+137.87%) |
| 2025 | $7,224.00 | $357,600 Land $163,000 Building $194,600 | $250,320 Land $114,100 Building $136,220 |
| 2024 | $7,224.00 (+30.92%) | ||
| 2023 | $5,518.00 (+5.25%) | $286,200 (+43.03%) Land $163,000 Building $123,200 | |
| 2022 | $5,243.00 | $200,100 Land $144,600 Building $55,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Oak St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Breezeline Cable | 1,000 / 50 |
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