8 Oak St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 8 Oak St, Lynn, MA 01905

Property Summary

Property TypeSingle Family Home
Lot Size0.238 acres (10,363 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Aug 2016)
Tax Bill$7,539 (2025)
Deeds & MortgagesOct 2021 Refinance
Flood ZoneZone X (minimal risk)
APNB:023 L:382 S:028

Property Details

APN / Parcel Number

Primary APNB:023 L:382 S:028
Alternative APN
  • LYNN M:023 B:382 L:028

Exterior

Lot Area10,363 sqft (0.238 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address8 OAK ST
CityLYNN
StateMA
Zip01905-1000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block382
Legal Lot Number28
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group4
Census Block4000
Census Tract205600

Owner

8 Oak St is owned and occupied by an individual who bought it in August 2016.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address8 OAK ST, LYNN, MA 01905-1000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2016 · Amount on File
Deed SaleAug 31, 2016 · Amount on File
Deed Book / Page35221 / 593
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address8 OAK ST, LYNN, MA 01905-1000
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number040396-108
DateOct 20, 2021
Book Page40396/108
Instrument20211020001380
Lender
NameREPUBLIC STATE MORTGAGE CO
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8 Oak St was $7,539, up 3.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,539.00 (+3.71%)$727,662 (+5.41%) Land $194,800 Building $532,862$579,975
2024$7,269.00 (+2.76%)$690,300 (+8.81%) Land $193,500 Building $496,800
2023$7,074.00$634,400 Land $178,600 Building $455,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN WATER AND SEWER COMM
serves 101,253 people · EPA ID MA3163000
Water SourceSurface water
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: AT&T, T-Mobile.

Nearby Properties on Oak St

Nearby Streets

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